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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$639,900

($93,199 down)
VA

1010 7Th Street, Ramona, CA 92065

2
1
900 sqft
PITI Monthly
$3,689.26 /mo

Listing courtesy of: Peter San Nicolas, Peter San Nicolas, Broker

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,523 /mo
$3,749 /mo
$71,814 in interest paid off

What's Special

LOCATION
MODERN
LUXURY
DECK
FENCED YARD
CONVENIENT LOCATION
SOLAR PANELS
1010 7th Street: Your Dream Cottage Awaits Discover the perfect blend of comfort and style in this beautifully custom upgraded cottage. Nestled in a
convenient location close to town, this home offers everything you need for a luxurious lifestyle. Key Features: High-End Finishings: Enjoy the luxury of
high-quality Pella wood-clad windows and doors with internal blinds and hidden screens. Outdoor Oasis: Create unforgettable memories in your private
outdoor kitchen, perfect for entertaining guests. Sustainable Living: Benefit from the energy efficiency of 20 solar panels, helping you red... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.54
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,689.26/mo
Estimated Loan Balance
$548,312
Cash to close
$93,199
Interest Paid
$71,814

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir, Ductless, Dual, EnergyStarQualifiedEquipment, HighEfficiency
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: SeeRemarks
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer, Other, SepticTank
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $711
  • Tax Annual Amount: $
  • On Market Date: Sep 20, 2024
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Savings Calculator

Current cash to close is $93,199 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$
0%20%50%

You cover the entire equity of $93,199!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$546,701
Your Cash$93,199
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,523/mo
Traditional @ 7.15%
$3,888/mo
You save $366/month ($4,388/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2408481

Listing From:

Last updated: Dec 05, 2024 05:10am

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,523 /mo
$3,749 /mo
$71,814 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $93,199 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$
0%20%50%

You cover the entire equity of $93,199!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$546,701
Your Cash$93,199
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,523/mo
Traditional @ 7.15%
$3,888/mo
You save $366/month ($4,388/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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