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Closed
Closed

$310,000

($108,350 down)
FHA

10321 Chisholm Trail, Cherry Valley, CA 92223

2
2
1,440 sqft
PITI Monthly
$1,535.72 /mo

Listing courtesy of: KATHLEEN MARCELINO, KELLER WILLIAMS REALTY

Assumed Rate

2.83%
7.15%

Principal & Interest

$908 /mo
$1,486 /mo
$26,193 in interest paid off

What's Special

MINUTES AWAY
SPACIOUS
PATIO
55+ COMMUNITY
Price Improvement. Seller is motivated …Highland Springs Village, a 55+ community right on the golf course. This home is situated at hole #2 and the
best part is you own the land. The Low HOA includes Free golf for residents and the view is amazing Golf and Mountain View in the day and City Lights
at night. The interior of the home is spacious and features 2 bedrooms and 2 bathrooms. The outside has a large wrap around patio which looks out
to the golf course and the seller installed drop down shades for privacy and additional shade. The home is located minutes away from th... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,535.72/mo
Estimated Loan Balance
$212,538
Cash to close
$108,350
Interest Paid
$26,193

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block, GoodCondition
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type:
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Golf
HOA
  • Has HOA: Yes
  • HOA Name: Highland Springs Resort
  • HOA Amenities: Unknown
  • HOA Fee: $167
  • HOA Frequency: $Monthly
Location
  • Region: Cherry Valley

Financial Details

  • Price per Sqft: $215.28
  • Tax Annual Amount: $3875
  • On Market Date: Aug 30, 2024
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Savings Calculator

Current cash to close is $108,350 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
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0%20%50%

You cover the entire equity of $108,350!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$201,650
Your Cash$108,350
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$908/mo
Traditional @ 7.15%
$1,542/mo
You save $634/month ($7,609/year)

*Secondary financing rates are an estimated value based on input

MLS ID: EV24179392

Listing From:

Last updated: Mar 31, 2025 01:16am

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$908 /mo
$1,486 /mo
$26,193 in interest paid off
Inquire about this property
​
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,350 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$
0%20%50%

You cover the entire equity of $108,350!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$201,650
Your Cash$108,350
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$908/mo
Traditional @ 7.15%
$1,542/mo
You save $634/month ($7,609/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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