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Closed
Closed

$795,000

($109,024 down)
VA

10331 Del Rio Road, Spring Valley, CA 91978

3
2
1,526 sqft
PITI Monthly
$4,176.75 /mo

Listing courtesy of: Bruno Nascimento, eXp Realty of California, Inc.

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,132 /mo
$4,885 /mo
$69,390 in interest paid off

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
MODERN
RENOVATED
LUXURY
STAINLESS STEEL APPLIANCES
DOUBLE VANITY
HOME OFFICE
EFFICIENT
**ASSUMABLE VA LOAN**LOW INTEREST RATE, 2.9%!!!** Welcome to 10331 Del Rio Rd, a beautifully renovated gem in the heart of Spring Valley, CA
91978. This immaculate 4-bedroom, 2-bathroom home has been completely transformed to offer modern comfort and style. As you step inside, you’ll
be greeted by an open-concept living space adorned with contemporary finishes and an abundance of natural light. The spacious living room flows
seamlessly into the dining area and a brand-new gourmet kitchen, featuring high-end stainless steel appliances, sleek quartz countertops,... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.21
Remaining Loan Term
26 years, 11 months
Monthly PITI
$4,176.75/mo
Estimated Loan Balance
$688,559
Cash to close
$109,024
Interest Paid
$69,390

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1942
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $520.97
  • Tax Annual Amount: $9937.5
  • On Market Date: Jun 14, 2024
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Savings Calculator

Current cash to close is $109,024 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$
0%20%50%

You cover the entire equity of $109,024!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$685,976
Your Cash$109,024
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,132/mo
Traditional @ 7.15%
$5,067/mo
You save $1,935/month ($23,225/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24122193

Listing From:

Last updated: Oct 25, 2024 10:18pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,132 /mo
$4,885 /mo
$69,390 in interest paid off
Inquire about this property
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​
​
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $109,024 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$
0%20%50%

You cover the entire equity of $109,024!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$685,976
Your Cash$109,024
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,132/mo
Traditional @ 7.15%
$5,067/mo
You save $1,935/month ($23,225/year)

*Secondary financing rates are an estimated value based on input

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Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
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May, 16 2025

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