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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$297,000

($55,715 down)
FHA

10381 Cook Way UNIT 212, Thornton, CO 80229

1
1
906 sqft
PITI Monthly
$1,534.72 /mo

Listing courtesy of: Nick Rizzi, REAL

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,088 /mo
$1,727 /mo
$24,666 in interest paid off

What's Special

REMODELED
SPACIOUS
FIREPLACE
DECK
CLUBHOUSE
COZY
*There is the possibility of assuming this 4.75% mortgage - saving thousands. Contact the listing agent for more details* Discover this beautiful home
with an open and spacious floor plan, bathed in natural light. The generous kitchen overlooks a cozy family room featuring a gas fireplace—perfect for
gatherings! Relax in the remodeled bathroom with brand-new flooring and luxurious walk-in shower. Enjoy the additional alcove space and step outside
to your lovely deck, ideal for morning coffee or evening relaxation. Convenience abounds with an in-unit laundry room (featuring a brand-... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,534.72/mo
Estimated Loan Balance
$243,620
Cash to close
$55,715
Interest Paid
$24,666

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas Log, Living Room
  • Flooring: Carpet, Laminate, Linoleum

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Outdoor Pool, Private

Construction

Type & Style
  • Stories:
  • Home type: Condominium
  • Architectural Style: Contemporary
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Settlers Chase Heritage Condo
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Bright Star Management
  • HOA Amenities: Unknown
  • HOA Fee: $378
  • HOA Frequency: $Monthly
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $327.81
  • Tax Annual Amount: $1389
  • On Market Date: Oct 03, 2024
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Savings Calculator

Current cash to close is $55,715 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$
0%20%50%

You cover the entire equity of $55,715!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$241,285
Your Cash$55,715
Total Purchase Price:$297,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,088/mo
Traditional @ 7.15%
$1,792/mo
You save $704/month ($8,445/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC1752151

Listing From: recolorado

Last updated: Apr 15, 2025 09:45pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,088 /mo
$1,727 /mo
$24,666 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,715 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$
0%20%50%

You cover the entire equity of $55,715!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$241,285
Your Cash$55,715
Total Purchase Price:$297,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,088/mo
Traditional @ 7.15%
$1,792/mo
You save $704/month ($8,445/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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