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Under Contract
Under Contract

$445,000

($97,264 down)
FHA

10961 W TAYLOR Street, Avondale, AZ 85323

4
3
2,024 sqft
PITI Monthly
$2,182.14 /mo

Listing courtesy of: Martha M Navarro, HomeSmart

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,593 /mo
$2,529 /mo
$37,898 in interest paid off

What's Special

GATED COMMUNITY
OPEN CONCEPT
SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE
Move-In Ready! Modern Single-Story Home with 4 Bedrooms in a Gated Community Welcome to your new home! This beautiful single-story Riverton
floorplan by Mattamy Homes is ready for you to move in. The open concept layout features three bedrooms plus a flex room that has been converted
into a fourth bedroom—perfect for guests, a home office, or a hobby room. The spacious owner's suite includes a large walk-in closet, private
bathroom with dual sinks, an oversized vanity, and a step-in shower. The kitchen is a true highlight with a generous island for seating, styli... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,182.14/mo
Estimated Loan Balance
$363,103
Cash to close
$97,264
Interest Paid
$37,898

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Stucco, Wood Frame, Painted, Stone
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Mattamy Homes

Community & HOA

Community
  • Subdivision: ROOSEVELT PARK UNIT 2 PHASE 2
  • Features: Gated, Community Pool, Near Bus Stop, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Roosevelt Park HOA
  • HOA Amenities: Unknown
  • HOA Fee: $99
  • HOA Frequency: $Monthly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $219.86
  • Tax Annual Amount: $2089
  • On Market Date: Mar 24, 2025
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Savings Calculator

Current cash to close is $97,264 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$
0%20%50%

You cover the entire equity of $97,264!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$347,736
Your Cash$97,264
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,593/mo
Traditional @ 7.15%
$2,623/mo
You save $1,030/month ($12,365/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6840028

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: May 03, 2025 05:20pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,593 /mo
$2,529 /mo
$37,898 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $97,264 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$
0%20%50%

You cover the entire equity of $97,264!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$347,736
Your Cash$97,264
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,593/mo
Traditional @ 7.15%
$2,623/mo
You save $1,030/month ($12,365/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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