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Closed
Closed

$575,000

($332,009 down)
FHA

1121 N WINTHROP Circle, Mesa, AZ 85213

4
3
2,073 sqft
PITI Monthly
$1,732.26 /mo

Listing courtesy of: Terra Morales, Realty ONE Group

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,187 /mo
$1,948 /mo
$31,631 in interest paid off

What's Special

CHARMING
NO HOA
No HOA! Assumable loan at 2.5%! This charming 4 bedroom, 2.5 bath (plus a den) single level home is a true reflection of care. The open floor plan
seamlessly transitions from room to room, showcasing unique and tasteful accents throughout. The flooring features subtle southwest colors in tile and
engineered wood. Step outside to the oversized backyard with a sparkling pool and generous open space accessible through the RV gate. Ample
storage area for ATV's, boats, and more. Experience the best of north Mesa living with no H.O.A. fees. Within walking distance to schools. ... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,732.26/mo
Estimated Loan Balance
$275,256
Cash to close
$332,009
Interest Paid
$31,631

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1986
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: MEADOWVALE REPLAT LOT 36-60 62-64 82-93 148-220
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Mesa

Financial Details

  • Price per Sqft: $277.38
  • Tax Annual Amount: $2097
  • On Market Date: Aug 12, 2024
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Savings Calculator

Current cash to close is $332,009 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$
0%20%50%

You cover the entire equity of $332,009!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$242,991
Your Cash:$332,009
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,187/mo
Traditional @ 7.15%
$2,021/mo
You save $834/month ($10,007/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6740745

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Sep 17, 2024 03:26pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,187 /mo
$1,948 /mo
$31,631 in interest paid off
Inquire about this property
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $332,009 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$
0%20%50%

You cover the entire equity of $332,009!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$242,991
Your Cash:$332,009
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,187/mo
Traditional @ 7.15%
$2,021/mo
You save $834/month ($10,007/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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