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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$380,000

($246,792 down)
FHA

112 7th Street, Los Banos, CA 93635

3
2
1,191 sqft
PITI Monthly
$1,040.62 /mo

Listing courtesy of: Carlos Ramirez, Intero R E Services

Assumed Rate

3.71%
7.15%

Principal & Interest

$772 /mo
$1,131 /mo
$56,193 in interest paid off

What's Special

SHOPPING
Excellent home for a family in Los Banos. It has a big backyard and is close to schools and shopping. It won't last long!... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.71
Remaining Loan Term
19 years, 11 months
Monthly PITI
$1,040.62/mo
Estimated Loan Balance
$182,607
Cash to close
$246,792
Interest Paid
$56,193

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Los Banos

Financial Details

  • Price per Sqft: $319.06
  • Tax Annual Amount: $
  • On Market Date: Sep 09, 2024
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Savings Calculator

Current cash to close is $246,792 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
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0%20%50%

You cover the entire equity of $246,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$133,208
Your Cash:$246,792
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$772/mo
Traditional @ 7.15%
$1,174/mo
You save $402/month ($4,819/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81979689

Listing From:

Last updated: Oct 10, 2024 06:18pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.71%
7.15%

Principal & Interest

$772 /mo
$1,131 /mo
$56,193 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $246,792 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$
0%20%50%

You cover the entire equity of $246,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$133,208
Your Cash:$246,792
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$772/mo
Traditional @ 7.15%
$1,174/mo
You save $402/month ($4,819/year)

*Secondary financing rates are an estimated value based on input

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Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
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May, 16 2025

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