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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$615,000

($58,944 down)
VA

116 Sprague Avenue, Berthoud, CO 80513

3
2
2,510 sqft
PITI Monthly
$3,587.61 /mo

Listing courtesy of: AJ Guerin, The Wild Realty Group

Assumed Rate

5.41%
7.15%

Principal & Interest

$3,204 /mo
$3,850 /mo
$80,747 in interest paid off

What's Special

LOCATION
MODERN
FLEX SPACE
PATIO
Fall in love with this one of a kind gem on a generous lot by Carter Lake. This clean and beautiful home boasts a bright and open floor plan with 3
bedrooms, a flex space, and 2 bathrooms. Gorgeous details include Pergo flooring, butcher block countertops, custom cabinets, and more. Outside
you have a paved patio where you can drink in incredible views alongside your morning coffee. It's the perfect blend of character, customization, and
modern conveniences, all nestled in an unbeatable location. Come see it in person, this home does not disappoint!
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.41
Remaining Loan Term
27 years, 4 months
Monthly PITI
$3,587.61/mo
Estimated Loan Balance
$556,751
Cash to close
$58,944
Interest Paid
$80,747

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air, Propane
Features
  • Materials: Stone, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Metal
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stone, Wood Frame
  • Roof: Metal
Condition
  • Year Built: 1935
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Carter Lake Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Berthoud

Financial Details

  • Price per Sqft: $245.02
  • Tax Annual Amount: $2600
  • On Market Date: May 01, 2024
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Savings Calculator

Current cash to close is $58,944 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
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0%20%50%

You cover the entire equity of $58,944!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$556,057
Your Cash$58,944
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$3,204/mo
Traditional @ 7.15%
$3,993/mo
You save $789/month ($9,469/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1008552

Listing From: recolorado

Last updated: Oct 01, 2024 06:03pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$3,204 /mo
$3,850 /mo
$80,747 in interest paid off
Inquire about this property
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​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,944 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$
0%20%50%

You cover the entire equity of $58,944!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$556,057
Your Cash$58,944
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$3,204/mo
Traditional @ 7.15%
$3,993/mo
You save $789/month ($9,469/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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