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Closed
Closed

$519,000

($323,390 down)
FHA

12078 Ivy Circle, Brighton, CO 80602

4
4
1,452 sqft
PITI Monthly
$1,805.56 /mo

Listing courtesy of: Shauna Klucznik, JPAR Modern Real Estate

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,157 /mo
$1,747 /mo
$68,327 in interest paid off

What's Special

SHOPPING
DINING
DECK
CHARMING
NO HOA
Welcome! This charming 4 bed, 3.5 bath home in Wright Farms is looking for its new owners! The backyard completes with "his", "hers" and "ours"
decks, a working hot tub, pizza oven, and sand pit/firepit area - all great for entertaining!  The basement has a full bath and bedroom. Centrally located
between parks, two Thornton Rec Centers (Trailwinds Rec Center being only 2.2 miles away), shopping, dining, coffee shops and only a 25 min drive to
downtown or DIA. Enjoy NO HOA in unincorporated Adams County! ALL appliances included - did I mention there's a WORKING hot tub? N... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
21 years, 8 months
Monthly PITI
$1,805.56/mo
Estimated Loan Balance
$243,380
Cash to close
$323,390
Interest Paid
$68,327

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wright Farms
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Brighton

Financial Details

  • Price per Sqft: $357.44
  • Tax Annual Amount: $3586
  • On Market Date: Jun 01, 2024
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Savings Calculator

Current cash to close is $323,390 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
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0%20%50%

You cover the entire equity of $323,390!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$195,610
Your Cash:$323,390
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,157/mo
Traditional @ 7.15%
$1,812/mo
You save $655/month ($7,858/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5210112

Listing From: recolorado

Last updated: Oct 01, 2024 06:06pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,157 /mo
$1,747 /mo
$68,327 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,390 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$
0%20%50%

You cover the entire equity of $323,390!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$195,610
Your Cash:$323,390
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,157/mo
Traditional @ 7.15%
$1,812/mo
You save $655/month ($7,858/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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