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Closed
Closed

$998,000

($158,467 down)
VA

1217 Caminito Septimo, Cardiff by the Sea, CA 92007

3
3
1,258 sqft
PITI Monthly
$3,932.35 /mo

Listing courtesy of: Kelly Howard, Compass

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,716 /mo
$6,045 /mo
$82,894 in interest paid off

What's Special

SHOPPING
SPACIOUS
MODERN
PATIO
BALCONY
CHARMING
Welcome to 1217 Caminito Septimo, nestled in desirable Cardiff by the Sea. This charming townhome offers a perfect blend of comfort and style,
inviting you to experience coastal living at its finest. Step inside to discover a thoughtfully designed layout spread across 1,258 square feet. This
townhome boasts three spacious bedrooms and two and a half bathrooms, providing ample spaces for relaxation and personal retreat. The primary
bedroom features an attached bathroom with updated finishes and a private balcony to sit back and soak up the sun. The open-concept li... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 8 months
Monthly PITI
$3,932.35/mo
Estimated Loan Balance
$846,296
Cash to close
$158,467
Interest Paid
$82,894

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Electric, ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cardiff By The Sea
  • Features: Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Park Place Bluffs
  • HOA Amenities: Unknown
  • HOA Fee: $434
  • HOA Frequency: $Monthly
Location
  • Region: Cardiff by the Sea

Financial Details

  • Price per Sqft: $793.32
  • Tax Annual Amount: $
  • On Market Date: Oct 10, 2024
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Savings Calculator

Current cash to close is $158,467 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$
0%20%50%

You cover the entire equity of $158,467!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$839,533
Your Cash$158,467
Total Purchase Price:$998,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,716/mo
Traditional @ 7.15%
$6,270/mo
You save $2,555/month ($30,655/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2409098

Listing From:

Last updated: Dec 05, 2024 05:07am

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,716 /mo
$6,045 /mo
$82,894 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $158,467 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$
0%20%50%

You cover the entire equity of $158,467!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$839,533
Your Cash$158,467
Total Purchase Price:$998,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,716/mo
Traditional @ 7.15%
$6,270/mo
You save $2,555/month ($30,655/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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