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Closed
Closed

$785,000

($429,180 down)
VA

1226 E MONTE CRISTO Avenue, Phoenix, AZ 85022

3
2
2,394 sqft
PITI Monthly
$2,080.67 /mo

Listing courtesy of: Jeanie Fraley, HomeSmart

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,585 /mo
$2,601 /mo
$41,423 in interest paid off

What's Special

SERENE
SHOPPING
DINING
PATIO
PRIVATE BACKYARD
CUL-DE-SAC
Stunning single-level 3 bed plus den home in Moon Valley Canyon! Sitting on an 11,677 sq ft lot at the base of Lookout Mountain & Phoenix Preserve,
this serene home offers peaceful desert & lush grass landscaping on a quiet cul-de-sac. 1 year Lennox AC, 8 yo York AC, 2024 Interior & Exterior Paint,
4 Year Roof. Soaring ceilings, a bright open kitchen & great room with a fun open bar area for entertaining. The private backyard has a sparkling pool,
grassy area, 2-person spa, large covered patio and meticulously maintained landscaping. Louver style shutters, BBQ, outdoor fridge benc... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,080.67/mo
Estimated Loan Balance
$356,570
Cash to close
$429,180
Interest Paid
$41,423

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 2 Fireplace, Family Room, Living Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1985
Details
  • Builder: Unk

Community & HOA

Community
  • Subdivision: MOON VALLEY CANYON LOT 1-119 TR A-I
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Moon Valley Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $360.41
  • HOA Frequency: $Semi-Annually
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $327.9
  • Tax Annual Amount: $3352
  • On Market Date: Sep 24, 2024
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Savings Calculator

Current cash to close is $429,180 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$
0%20%50%

You cover the entire equity of $429,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$355,820
Your Cash:$429,180
Total Purchase Price:$785,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,585/mo
Traditional @ 7.15%
$2,698/mo
You save $1,114/month ($13,365/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6756385

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Nov 01, 2024 08:13am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,585 /mo
$2,601 /mo
$41,423 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $429,180 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$
0%20%50%

You cover the entire equity of $429,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$355,820
Your Cash:$429,180
Total Purchase Price:$785,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,585/mo
Traditional @ 7.15%
$2,698/mo
You save $1,114/month ($13,365/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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