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Closed
Closed

$349,900

($168,805 down)
FHA

12337 W SWEETWATER Avenue, El Mirage, AZ 85335

3
3
1,495 sqft
PITI Monthly
$1,428.63 /mo

Listing courtesy of: Diva B Martinez, My Home Group Real Estate

Assumed Rate

4.87%
7.15%

Principal & Interest

$1,062 /mo
$1,356 /mo
$58,743 in interest paid off

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
MASTER SUITE
NO HOA
STOP and take a look! Property has Equity, last 2 sold for $375K. With an open floor plan perfect for entertaining, the formal dining room and breakfast
bar make shared meals easy and enjoyable. The first floor offers a guest bathroom, ample storage, and a convenient laundry area, all complemented
by clean, neutral-toned tile flooring. Upstairs, plush carpeting leads to a versatile loft or office space and generously sized bedrooms with spacious
closets. The master suite impresses with double doors, a roomy layout, and a walk-in closet with built-in shelving. Best of all, there's NO HOA!
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.87
Remaining Loan Term
23 years, 8 months
Monthly PITI
$1,428.63/mo
Estimated Loan Balance
$309,738
Cash to close
$168,805
Interest Paid
$58,743

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Chain Link
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: Journey

Community & HOA

Community
  • Subdivision: BUENAVIDA
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: No
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $234.05
  • Tax Annual Amount: $898
  • On Market Date: Oct 10, 2024
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Savings Calculator

Current cash to close is $168,805 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$
0%20%50%

You cover the entire equity of $168,805!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.87% Sellers Rate
$181,095
Your Cash$168,805
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 4.87%
$1,062/mo
Traditional @ 7.15%
$1,406/mo
You save $345/month ($4,135/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6769002

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Dec 26, 2024 10:00am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.87%
7.15%

Principal & Interest

$1,062 /mo
$1,356 /mo
$58,743 in interest paid off
Inquire about this property
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,805 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$
0%20%50%

You cover the entire equity of $168,805!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.87% Sellers Rate
$181,095
Your Cash$168,805
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 4.87%
$1,062/mo
Traditional @ 7.15%
$1,406/mo
You save $345/month ($4,135/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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