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Closed
Closed

$380,000

($177,290 down)
FHA

12413 W VIA CAMILLE --, El Mirage, AZ 85335

3
2
1,308 sqft
PITI Monthly
$1,283.2 /mo

Listing courtesy of: James Jones, Realty ONE Group

Assumed Rate

2.96%
7.15%

Principal & Interest

$904 /mo
$1,455 /mo
$23,466 in interest paid off

What's Special

SHOPPING
GRANITE COUNTERTOPS
VAULTED CEILINGS
COZY
Existing loan may qualify for assumption! Pool! Vaulted ceilings! All Tile! Refrigerator, washer/dryer included! Granite countertops! Solar! Single-story! 3
Bed/2 Bath! Close to shopping and restaurants! Come check out this open floor plan with clean earthy tones. Owners love the sunsets from the
beautiful backyard while enjoying the play pool. The primary bedroom has a en suite full bath. The Eat-in kitchen is great for cozy family meals and
morning coffee. The two guest bedrooms share the guest hall bath. There is no carpet in this house at all, so the tile is very easy to keep c... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,283.2/mo
Estimated Loan Balance
$207,088
Cash to close
$177,290
Interest Paid
$23,466

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: Dietz Crane / DR Horton

Community & HOA

Community
  • Subdivision: RANCHO EL MIRAGE PARCEL 1
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: RANCHO EL MIRAGE
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Quarterly
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $290.52
  • Tax Annual Amount: $920.38
  • On Market Date: Jul 04, 2024
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Savings Calculator

Current cash to close is $177,290 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$
0%20%50%

You cover the entire equity of $177,290!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$202,710
Your Cash$177,290
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$904/mo
Traditional @ 7.15%
$1,510/mo
You save $606/month ($7,270/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6667601

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: May 16, 2024 08:13am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$904 /mo
$1,455 /mo
$23,466 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $177,290 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$
0%20%50%

You cover the entire equity of $177,290!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$202,710
Your Cash$177,290
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$904/mo
Traditional @ 7.15%
$1,510/mo
You save $606/month ($7,270/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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