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Closed
Closed

$365,000

($150,854 down)
FHA

1255 W DIAMOND Avenue, Apache Junction, AZ 85120

3
2
1,245 sqft
PITI Monthly
$1,444.9 /mo

Listing courtesy of: Justin James Mercer, Keller Williams Integrity First

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,027 /mo
$1,612 /mo
$34,056 in interest paid off

What's Special

SHOPPING
DINING
MOVE-IN READY
WALK-IN CLOSET
PATIO
CHARMING
**Assumable 4.5% Loan** Looking for a new place to call home? Check out this charming single-level residence. Providing 3 beds, 2 baths, 2-car
garage, and a desert landscape. Enter to find a large living room with sliding doors merging the inside and outside activities. An inviting atmosphere,
enhanced by tile & wood-look flooring t/out. The fully equipped eat-in kitchen boasts a pantry, wood cabinetry, and a service window. Primary bedroom
has a private bathroom with a walk-in closet. Discover the perfectly sized backyard, offering a storage shed and a covered patio to relax o... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,444.9/mo
Estimated Loan Balance
$272,636
Cash to close
$150,854
Interest Paid
$34,056

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1999
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: SUNRISE CANYON
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Sunrise Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $34
  • HOA Frequency: $Monthly
Location
  • Region: Apache Junction

Financial Details

  • Price per Sqft: $293.17
  • Tax Annual Amount: $1191
  • On Market Date: Jul 04, 2024
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Savings Calculator

Current cash to close is $150,854 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$
0%20%50%

You cover the entire equity of $150,854!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$214,146
Your Cash$150,854
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,027/mo
Traditional @ 7.15%
$1,672/mo
You save $645/month ($7,739/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6706424

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Feb 12, 2025 05:33pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,027 /mo
$1,612 /mo
$34,056 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,854 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$
0%20%50%

You cover the entire equity of $150,854!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$214,146
Your Cash$150,854
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,027/mo
Traditional @ 7.15%
$1,672/mo
You save $645/month ($7,739/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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