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Closed
Closed

$357,000

($3,689 down)
FHA

12581 Elm Street, Thornton, CO 80241

2
2
1,000 sqft
PITI Monthly
$2,588.26 /mo

Listing courtesy of: Theresa Bralish, Theresa Bralish

Assumed Rate

5.22%
7.15%

Principal & Interest

$1,995 /mo
$2,448 /mo
$47,999 in interest paid off

What's Special

SHOPPING
DINING
SPACIOUS
CHARMING
SHORT SALE!! Please inquire with your Broker for details of completing a short sale including the extended time line. What a great deal! Charming two
bedroom, two bathroom home. The kitchen and dining area are spacious and perfect for entertaining, while the living room is a great place to relax
and unwind after a long day. Upstairs, the two bedrooms share a beautifully updated full bathroom. Outside, the backyard is large enough for kids or
pets to play in, and the low maintenance artificial turf means you can spend more time enjoying the space rather than maintaining it. The... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 5 months
Monthly PITI
$2,588.26/mo
Estimated Loan Balance
$375,719
Cash to close
$3,689
Interest Paid
$47,999

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Deer Run
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Summer Creek HOA
  • HOA Amenities: Unknown
  • HOA Fee: $230
  • HOA Frequency: $Monthly
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $357
  • Tax Annual Amount: $2239
  • On Market Date: Jul 08, 2024
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Savings Calculator

Current cash to close is $3,689 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
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0%20%50%

You cover the entire equity of $3,689!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$353,311
Your Cash$3,689
Total Purchase Price:$357,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$1,995/mo
Traditional @ 7.15%
$2,540/mo
You save $545/month ($6,535/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1013698

Listing From: recolorado

Last updated: Apr 30, 2025 10:41pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$1,995 /mo
$2,448 /mo
$47,999 in interest paid off
Inquire about this property
​
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​
​
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $3,689 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$
0%20%50%

You cover the entire equity of $3,689!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$353,311
Your Cash$3,689
Total Purchase Price:$357,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$1,995/mo
Traditional @ 7.15%
$2,540/mo
You save $545/month ($6,535/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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