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Closed
Closed

$249,900

($87,450 down)
VA

12701 183rd Street, Cold Spring, MN 56320

1
1
1,125 sqft
PITI Monthly
$1,178.48 /mo

Listing courtesy of: , Keller Williams Integrity NW

Assumed Rate

4.98%
7.15%

Principal & Interest

$900 /mo
$1,135 /mo
$23,878 in interest paid off

What's Special

PATIO
CHARMING
Charming A-frame lake home/cabin on Goodners Lake. Get ready to enjoy natural beauty and great fishing just 20 minutes from St. Cloud. You can stay
for the day, a night or maybe all week if you are lucky or better yet...move in! An open main floor with large windows providing beautiful views of the
lake. This home has been used year round in the past and has been updated with Pergo and tile flooring on the main level and new LVP in the loft.
Beautiful tongue and groove ceiling. Brand new patio door. The whole house has been freshly painted as well as the cabinets. A new refr... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 1 months
Monthly PITI
$1,178.48/mo
Estimated Loan Balance
$162,898
Cash to close
$87,450
Interest Paid
$23,878

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Fireplace(s)
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Holding Tank, Septic System Compliant - Yes
  • Water Source: Private, Sand Point, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Schreifels Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Cold Spring

Financial Details

  • Price per Sqft: $222.13
  • Tax Annual Amount: $1544
  • On Market Date: Apr 25, 2024
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Savings Calculator

Current cash to close is $87,450 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$
0%20%50%

You cover the entire equity of $87,450!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$162,450
Your Cash$87,450
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$900/mo
Traditional @ 7.15%
$1,177/mo
You save $277/month ($3,326/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6461819

Listing From: northstar

Last updated: Jul 26, 2024 07:43pm

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$900 /mo
$1,135 /mo
$23,878 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,450 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$
0%20%50%

You cover the entire equity of $87,450!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$162,450
Your Cash$87,450
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$900/mo
Traditional @ 7.15%
$1,177/mo
You save $277/month ($3,326/year)

*Secondary financing rates are an estimated value based on input

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