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Closed
Closed

$509,000

($425,525 down)
FHA

12813 Birch Drive, Thornton, CO 80241

4
3
2,142 sqft
PITI Monthly
$2,000.82 /mo

Listing courtesy of: Tim Cherven, Inspire Colorado Realty LLC

Assumed Rate

6.88%
7.15%

Principal & Interest

$1,398 /mo
$1,436 /mo
$272,596 in interest paid off

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
SEPARATE SHOWER
PATIO
MATURE TREES
FAMILY-FRIENDLY
CHARMING
COZY
Discover this inviting single-family home nestled in the sought-after Country Hills 5 community. The home Features 4 Bedrooms with comfortable and
well-lit rooms with plenty of storage space (4th bedroom added during basement build out that includes egress windows), 3 Bathrooms conveniently
designed for everyday use, an open Kitchen and eating area for casual meals or morning coffee, a Cozy Living Room with gas fireplace and large
windows overlooking the backyard, The Master Suite includes a spacious walk-in closet, ensuite with dual sinks, soaking tub, and separate ... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.88
Remaining Loan Term
5 years, 11 months
Monthly PITI
$2,000.82/mo
Estimated Loan Balance
$115,468
Cash to close
$425,525
Interest Paid
$272,596

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Tar/Gravel
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame
  • Roof: Tar/Gravel
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Country Hills 5
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Brightstar Managment Group
  • HOA Amenities: Unknown
  • HOA Fee: $49
  • HOA Frequency: $Quarterly
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $237.63
  • Tax Annual Amount: $3431
  • On Market Date: Jul 17, 2024
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Savings Calculator

Current cash to close is $425,525 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$
0%20%50%

You cover the entire equity of $425,525!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.88% Sellers Rate
$83,475
Your Cash:$425,525
Total Purchase Price:$509,000

Assumed vs Traditional Mortgage

Assumed @ 6.88%
$1,398/mo
Traditional @ 7.15%
$1,490/mo
You save $92/month ($1,105/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8817941

Listing From: recolorado

Last updated: Oct 01, 2024 06:11pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.88%
7.15%

Principal & Interest

$1,398 /mo
$1,436 /mo
$272,596 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $425,525 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$
0%20%50%

You cover the entire equity of $425,525!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.88% Sellers Rate
$83,475
Your Cash:$425,525
Total Purchase Price:$509,000

Assumed vs Traditional Mortgage

Assumed @ 6.88%
$1,398/mo
Traditional @ 7.15%
$1,490/mo
You save $92/month ($1,105/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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