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Closed
Closed

$420,000

($155,525 down)
FHA

12896 W CAMBRIDGE Avenue, Avondale, AZ 85392

4
3
2,232 sqft
PITI Monthly
$2,212.66 /mo

Listing courtesy of: Daniel Pignatello, eXp Realty

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,770 /mo
$1,815 /mo
$42,751 in interest paid off

What's Special

SERENE
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
Come and visit this delightful 2-story home nestled in Avondale. Step inside to find wood-look flooring and an inviting living/dining room, plantation
shutters, solar screens and a soothing neutral color scheme. The spacious great room sets the stage for relaxation. The kitchen is a chef's dream with
stainless steel appliances, granite counters, a stylish tile backsplash, recessed lighting, a pantry. Retreat to the serene main bedroom featuring an
ensuite with dual sinks, a chic standalone tub, and a walk-in closet. Upstairs, a versatile loft awaits, perfect as an exercise area or media c... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$2,212.66/mo
Estimated Loan Balance
$267,587
Cash to close
$155,525
Interest Paid
$42,751

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1998
Details
  • Builder: Continental Homes

Community & HOA

Community
  • Subdivision: RANCHO SANTA FE PARCELS 12,13,14 & 15
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Santa Fe
  • HOA Amenities: Unknown
  • HOA Fee: $136
  • HOA Frequency: $Quarterly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $188.17
  • Tax Annual Amount: $1230
  • On Market Date: Jul 04, 2024
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Savings Calculator

Current cash to close is $155,525 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$
0%20%50%

You cover the entire equity of $155,525!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$264,475
Your Cash$155,525
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,770/mo
Traditional @ 7.15%
$1,883/mo
You save $113/month ($1,354/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6716024

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Jul 17, 2024 08:09am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,770 /mo
$1,815 /mo
$42,751 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $155,525 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$
0%20%50%

You cover the entire equity of $155,525!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$264,475
Your Cash$155,525
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,770/mo
Traditional @ 7.15%
$1,883/mo
You save $113/month ($1,354/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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