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Closed
Closed

$359,900

($249,576 down)
VA

13030 W SCOTTS Drive, El Mirage, AZ 85335

3
2
1,588 sqft
PITI Monthly
$963.09 /mo

Listing courtesy of: Martin C Sears, West USA Realty

Assumed Rate

3.95%
7.15%

Principal & Interest

$729 /mo
$1,037 /mo
$68,241 in interest paid off

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
SEPARATE SHOWER
PATIO
CUL-DE-SAC
CHARMING
COZY
Home, sweet home, in El Mirage. This delightful cul-de-sac residence features a 2-car garage, charming stone accents, and a well-maintained front
yard. You'll love the spacious great room with vaulted ceilings, NEW PAINT and NEW CARPET. The kitchen comes with beautiful tile counters and
backsplash, recessed lighting, stainless steel appliances, a handy pantry, and a breakfast bar. Double doors lead to a versatile den, ideal for an office or
study. The cozy main bedroom showcases convenient sliding door access to the backyard, a private bathroom with a jetted tub, separate ... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.95
Remaining Loan Term
17 years, 0 months
Monthly PITI
$963.09/mo
Estimated Loan Balance
$146,051
Cash to close
$249,576
Interest Paid
$68,241

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: US Home Corp

Community & HOA

Community
  • Subdivision: DYSART & CACTUS PARCEL 1
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Cactus Park Estates
  • HOA Amenities: Unknown
  • HOA Fee: $52.65
  • HOA Frequency: $Quarterly
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $226.64
  • Tax Annual Amount: $1015
  • On Market Date: Oct 26, 2024
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Savings Calculator

Current cash to close is $249,576 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$
0%20%50%

You cover the entire equity of $249,576!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$110,324
Your Cash:$249,576
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$729/mo
Traditional @ 7.15%
$1,076/mo
You save $347/month ($4,164/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6776406

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Dec 02, 2024 11:21pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.95%
7.15%

Principal & Interest

$729 /mo
$1,037 /mo
$68,241 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $249,576 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$
0%20%50%

You cover the entire equity of $249,576!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$110,324
Your Cash:$249,576
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$729/mo
Traditional @ 7.15%
$1,076/mo
You save $347/month ($4,164/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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