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Closed
Closed

$640,000

($293,687 down)
VA

1314 W Deer Creek Road, Phoenix, AZ 85045

3
2
1,996 sqft
PITI Monthly
$1,992.33 /mo

Listing courtesy of: Teresa M Mouffe, MovingAZ Realty, L.L.C.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,576 /mo
$2,498 /mo
$42,816 in interest paid off

What's Special

SERENE
STAINLESS STEEL APPLIANCES
This beautifully maintained, recently updated single-level home features 3 bedrooms and 2 bathrooms. Take advantage of the newer stainless steel
appliances, updated tile floors throughout, and 5 year old HVAC unit. Relax and enjoy the stunning resort-like views, as this home backs onto a serene
preserve. On those warm days and evenings enjoy the 5 year old salt water pool and the convenience of it's self-cleaning system.
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,992.33/mo
Estimated Loan Balance
$354,417
Cash to close
$293,687
Interest Paid
$42,816

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Foothills Club West
  • Features: Pickleball Court(s), Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Foothills Club West
  • HOA Amenities: Unknown
  • HOA Fee: $253
  • HOA Frequency: $Semi-Annually
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $320.64
  • Tax Annual Amount: $3002
  • On Market Date: Jul 04, 2024
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Savings Calculator

Current cash to close is $293,687 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$
0%20%50%

You cover the entire equity of $293,687!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$346,313
Your Cash$293,687
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,576/mo
Traditional @ 7.15%
$2,591/mo
You save $1,016/month ($12,191/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6711114

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Feb 12, 2025 06:33pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,576 /mo
$2,498 /mo
$42,816 in interest paid off
Inquire about this property
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $293,687 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$
0%20%50%

You cover the entire equity of $293,687!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$346,313
Your Cash$293,687
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,576/mo
Traditional @ 7.15%
$2,591/mo
You save $1,016/month ($12,191/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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