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Closed
Closed

$349,900

($228,134 down)
FHA

13232 Saratoga Lane N, Champlin, MN 55316

3
2
1,877 sqft
PITI Monthly
$1,282.17 /mo

Listing courtesy of: , Counselor Realty, Inc

Assumed Rate

4.38%
7.15%

Principal & Interest

$762 /mo
$1,031 /mo
$64,162 in interest paid off

What's Special

REMODELED
DINING
STAINLESS STEEL APPLIANCES
PATIO
AFFORDABLE
Welcome to 13232 Saratoga Lane this 3 Bedroom, 2 bath rambler will delight you with all the updating that has been done. Large living room with
brand new carpeting and entry doors. Informal dining area off the kitchen with newer ceramic tiled floor, atrium door that opens out to a aggregate
cement patio. Lots of oak cabinetry with glass paneled uppers for displays, ceramic tiled floor, stainless steel appliances and ceramic tiled backsplash
for easy care and clean. There is 3 bedrooms and a full bath on the main level with new paneled doors. Remodeled basement with large r... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.38
Remaining Loan Term
19 years, 4 months
Monthly PITI
$1,282.17/mo
Estimated Loan Balance
$135,479
Cash to close
$228,134
Interest Paid
$64,162

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding, Vinyl Siding, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Vinyl Siding, Wood Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Edgewater Gardens
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Champlin

Financial Details

  • Price per Sqft: $186.41
  • Tax Annual Amount: $3139
  • On Market Date: Sep 12, 2024
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Savings Calculator

Current cash to close is $228,134 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$
0%20%50%

You cover the entire equity of $228,134!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.38% Sellers Rate
$121,766
Your Cash:$228,134
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 4.38%
$762/mo
Traditional @ 7.15%
$1,069/mo
You save $307/month ($3,681/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6599082

Listing From: northstar

Last updated: May 06, 2025 12:18pm

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.38%
7.15%

Principal & Interest

$762 /mo
$1,031 /mo
$64,162 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $228,134 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$
0%20%50%

You cover the entire equity of $228,134!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.38% Sellers Rate
$121,766
Your Cash:$228,134
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 4.38%
$762/mo
Traditional @ 7.15%
$1,069/mo
You save $307/month ($3,681/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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