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Closed
Closed

$479,900

($144,348 down)
FHA

13985 Smoke Tree Street, Hesperia, CA 92345

3
2
1,308 sqft
PITI Monthly
$2,276.97 /mo

Listing courtesy of: Cynthia Vanover, HOMESMART KEY REALTY

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,864 /mo
$2,350 /mo
$49,460 in interest paid off

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
SOLAR PANELS
This lovely 3 bedroom 2 bath Hesperia home is located on a half fenced lot in a highly desirable neighborhood that’s just minutes to the best schools,
shopping & dining, also ideal for commuters. Room for RV and boat parking. Newly built, this 1,308 square foot open floor plan is washed with natural
light and features energy saving construction, paid solar panels, fire sprinklers, tile roof, neutral paint, high-end carpet and wood grain tile flooring
throughout. A gorgeous kitchen includes recessed lighting, a spacious pantry, quartz countertop and stainless appliances, breakfast count... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,276.97/mo
Estimated Loan Balance
$337,417
Cash to close
$144,348
Interest Paid
$49,460

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking
HOA
  • Has HOA: No
Location
  • Region: Hesperia

Financial Details

  • Price per Sqft: $366.9
  • Tax Annual Amount: $
  • On Market Date: Sep 27, 2024
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Savings Calculator

Current cash to close is $144,348 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
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0%20%50%

You cover the entire equity of $144,348!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$335,552
Your Cash$144,348
Total Purchase Price:$479,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,864/mo
Traditional @ 7.15%
$2,438/mo
You save $574/month ($6,889/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24201120

Listing From:

Last updated: Dec 12, 2024 02:02am

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,864 /mo
$2,350 /mo
$49,460 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $144,348 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$
0%20%50%

You cover the entire equity of $144,348!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$335,552
Your Cash$144,348
Total Purchase Price:$479,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,864/mo
Traditional @ 7.15%
$2,438/mo
You save $574/month ($6,889/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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