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Closed
Closed

$975,000

($61,722 down)
VA

1429 Keck Rd, Chula Vista, CA 91913

4
3
2,177 sqft
PITI Monthly
$6,173.23 /mo

Listing courtesy of: Khatera Mivehchi, Coldwell Banker West

Assumed Rate

6.68%
7.15%

Principal & Interest

$5,957 /mo
$6,248 /mo
$102,100 in interest paid off

What's Special

SPACIOUS
MOVE-IN READY
LUXURY
CLUBHOUSE
Beautiful MOVE-IN Ready Home in Highly Desirable Community of MONTECITO, walking distance to Schools! CORNER LOT with a SPACIOUS Side Yard!
FULL BED and BATH Downstairs! Upstairs includes a LARGE LOFT and FULL LAUNDRY ROOM with SINK! Upgraded Kitchen with QUARTZ Countertops
and CUSTOM Backsplash! LUXURY VINYL FLOORING Downstairs and CUSTOM LUTRON BLINDS Throughout! All Stainless-Steel Appliances! Montecito
Clubhouse includes Bocce Ball Courts, Basketball Courts, Party Room, Gym, Olympic Size Pool, Children's Pool and More! MUST SEE!!!
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.68
Remaining Loan Term
28 years, 4 months
Monthly PITI
$6,173.23/mo
Estimated Loan Balance
$915,867
Cash to close
$61,722
Interest Paid
$102,100

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Montecito at Otay Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $115
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $447.86
  • Tax Annual Amount: $
  • On Market Date: Nov 05, 2024
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Savings Calculator

Current cash to close is $61,722 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
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0%20%50%

You cover the entire equity of $61,722!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.68% Sellers Rate
$913,278
Your Cash$61,722
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 6.68%
$5,957/mo
Traditional @ 7.15%
$6,480/mo
You save $524/month ($6,286/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240026122SD

Listing From:

Last updated: Dec 15, 2024 10:24pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.68%
7.15%

Principal & Interest

$5,957 /mo
$6,248 /mo
$102,100 in interest paid off
Inquire about this property
​
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​
​
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,722 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$
0%20%50%

You cover the entire equity of $61,722!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.68% Sellers Rate
$913,278
Your Cash$61,722
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 6.68%
$5,957/mo
Traditional @ 7.15%
$6,480/mo
You save $524/month ($6,286/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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