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Closed
Closed

$395,000

($201,531 down)
FHA

14380 W VALENTINE Street, Surprise, AZ 85379

3
2
1,465 sqft
PITI Monthly
$1,430.94 /mo

Listing courtesy of: Nicholas Monaco, West USA Realty

Assumed Rate

3.62%
7.15%

Principal & Interest

$969 /mo
$1,436 /mo
$40,646 in interest paid off

What's Special

SPACIOUS
WALK-IN CLOSET
PATIO
CHARMING
COZY
Home, sweet home! Located in the Homestead at Marley Park, this charming single-level residence is waiting for its new owner. Providing 3 bedrooms,
2 bathrooms, 2-car garage, and a mature landscape. You'll love the perfectly flowing open layout that creates a sense of spaciousness and flow! With a
neutral palette, tile flooring in common areas, chic light fixtures, and carpet in bedrooms, the interior exudes an inviting vibe. The kitchen features SS
appliances, granite counters, a walk-in pantry, subway tile backsplash, staggered cabinetry, and a prep island w/breakfast bar. Enter the ... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 5 months
Monthly PITI
$1,430.94/mo
Estimated Loan Balance
$194,619
Cash to close
$201,531
Interest Paid
$40,646

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: ENERGY STAR Qualified Equipment, Programmable Thmstat, Refrigeration
  • Heating: ENERGY STAR Qualified Equipment, Electric
Features
  • Materials: Low VOC Paint, Painted, Stucco, Frame - Wood, Spray Foam Insulation, Ducts Professionally Air-Sealed
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Low VOC Paint, Painted, Stucco, Frame - Wood, Spray Foam Insulation, Ducts Professionally Air-Sealed
  • Roof: Tile, Concrete
Condition
  • Year Built: 2019
Details
  • Builder: Meritage Homes

Community & HOA

Community
  • Subdivision: HOMESTEAD AT MARLEY PARK PHASE 4 & 5 PARCEL 9
  • Features: Community Pool Htd, Community Media Room, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Homestead MP Com Ass
  • HOA Amenities: Unknown
  • HOA Fee: $98
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $269.62
  • Tax Annual Amount: $1933
  • On Market Date: Jul 04, 2024
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Savings Calculator

Current cash to close is $201,531 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$
0%20%50%

You cover the entire equity of $201,531!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$193,469
Your Cash:$201,531
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$969/mo
Traditional @ 7.15%
$1,490/mo
You save $521/month ($6,247/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6638778

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Apr 25, 2024 09:57pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$969 /mo
$1,436 /mo
$40,646 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,531 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$
0%20%50%

You cover the entire equity of $201,531!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$193,469
Your Cash:$201,531
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$969/mo
Traditional @ 7.15%
$1,490/mo
You save $521/month ($6,247/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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