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Closed
Closed

$415,000

($153,262 down)
FHA

14595 W ACAPULCO Lane, Surprise, AZ 85379

4
3
2,310 sqft
PITI Monthly
$1,777.12 /mo

Listing courtesy of: Holly Jones, West USA Realty

Assumed Rate

3.29%
7.15%

Principal & Interest

$1,276 /mo
$1,970 /mo
$46,962 in interest paid off

What's Special

LOCATION
SHOPPING
DINING
PATIO
Step into this stunning 2-story gem offering over 2,300 sqft of light-filled living space! Featuring 4 bedrooms, 2.5 baths, a versatile loft, and a 1st-floor
den/office, this home is perfect. The backyard is a retreat with covered patio, pavers, BBQ, side yard play area, and a shed that conveys. Inside, enjoy
the expansive living room and great room, ideal for entertaining...Nestled in a prime location, you'll be just minutes from Ottawa University, MLB Spring
Training, the city pool, pickleball courts, library and all that the Prasada Shopping District has to offer. Easy access to TSMC, State Farm St... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.29
Remaining Loan Term
24 years, 10 months
Monthly PITI
$1,777.12/mo
Estimated Loan Balance
$262,294
Cash to close
$153,262
Interest Paid
$46,962

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: Fulton

Community & HOA

Community
  • Subdivision: ROYAL RANCH UNIT 2 PARCEL 7
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Royal Ranch HOA
  • HOA Amenities: Unknown
  • HOA Fee: $97
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $179.65
  • Tax Annual Amount: $1740
  • On Market Date: Jan 08, 2025
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Savings Calculator

Current cash to close is $153,262 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$
0%20%50%

You cover the entire equity of $153,262!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.29% Sellers Rate
$261,738
Your Cash$153,262
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.29%
$1,276/mo
Traditional @ 7.15%
$2,043/mo
You save $767/month ($9,210/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6801869

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Feb 05, 2025 09:06am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.29%
7.15%

Principal & Interest

$1,276 /mo
$1,970 /mo
$46,962 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $153,262 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$
0%20%50%

You cover the entire equity of $153,262!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.29% Sellers Rate
$261,738
Your Cash$153,262
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.29%
$1,276/mo
Traditional @ 7.15%
$2,043/mo
You save $767/month ($9,210/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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