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Closed
Closed

$315,000

($52,274 down)
FHA

1460 Pacific Street, Saint Paul, MN 55106

4
2
1,532 sqft
PITI Monthly
$2,202.03 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,518 /mo
$1,824 /mo
$37,075 in interest paid off

What's Special

FRESH PAINT
SHOPPING
RENOVATED
WET BAR
DECK
A rare opportunity to own a cottage-style rambler in the heart of the city. This home features: a unique vaulted ceiling with wood beams, large deck,
completely renovated basement, a private lot, and more. This home also includes: 3 bedrooms on one level, a tuck under garage stall. New roof. Fresh
paint. Basement is plumbed for a wet bar/kitchen for a potential Mother-in-Law suite, new carpet and ceiling in laundry area. Backyard has been
prepped for future buyer to make garden or larger yard area. Despite being located just a minute from I94, 61, Target and other shoppin... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$2,202.03/mo
Estimated Loan Balance
$276,369
Cash to close
$52,274
Interest Paid
$37,075

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Forced Air
Features
  • Materials: Fiber Board
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Brick, Living Room, Stone, Wood Burning Stove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer - In Street
  • Water Source: City Water - In Street
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Board
  • Roof: Asphalt
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Auditors Sub 62
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $205.61
  • Tax Annual Amount: $4116
  • On Market Date: May 01, 2024
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Savings Calculator

Current cash to close is $52,274 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
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0%20%50%

You cover the entire equity of $52,274!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$262,726
Your Cash$52,274
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,518/mo
Traditional @ 7.15%
$1,892/mo
You save $374/month ($4,485/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6528975

Listing From: northstar

Last updated: Jun 16, 2024 02:13pm

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,518 /mo
$1,824 /mo
$37,075 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,274 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$
0%20%50%

You cover the entire equity of $52,274!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$262,726
Your Cash$52,274
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,518/mo
Traditional @ 7.15%
$1,892/mo
You save $374/month ($4,485/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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