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Closed
Closed

$799,000

($72,171 down)
FHA

14625 Elm Street, Thornton, CO 80602

5
5
2,612 sqft
PITI Monthly
$5,505.88 /mo

Listing courtesy of: Michael Brassem, Coldwell Banker Realty 56

Assumed Rate

5.7%
7.15%

Principal & Interest

$4,289 /mo
$4,991 /mo
$86,594 in interest paid off

What's Special

SPACIOUS
MODERN
LUXURY
WALK-IN CLOSET
FINISHED BASEMENT
HOME OFFICE
EFFICIENT
INCENTIVE of 4.875% of loan amount which can be used to reduce overall closing costs or rate buydown! SUPER RARE ASSUMABLE LOAN! The loan on
this property is assumable, meaning if the buyer's qualify, they can assume the loan's interest rate which is 4.875%!! With current interest rates over
7%, this is an incredible savings each month. The rarity of this type of loan cannot be understated. Introducing an exquisite contemporary home in
Thornton's Willow Bend community, boasting luxury and functionality in every detail. This immaculate residence, barely a year old, presen... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.7
Remaining Loan Term
27 years, 11 months
Monthly PITI
$5,505.88/mo
Estimated Loan Balance
$743,651
Cash to close
$72,171
Interest Paid
$86,594

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
Cooling & Heating
  • Cooling: Central Air
  • Heating: Active Solar, Forced Air
Features
  • Materials: Cement Siding, Frame, Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Cement Siding, Frame, Other
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: Willow Bend
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Clifton Larsen Allen
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $305.9
  • Tax Annual Amount: $7943
  • On Market Date: May 01, 2024
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Savings Calculator

Current cash to close is $72,171 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$
0%20%50%

You cover the entire equity of $72,171!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.7% Sellers Rate
$726,829
Your Cash$72,171
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 5.7%
$4,289/mo
Traditional @ 7.15%
$5,177/mo
You save $888/month ($10,657/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3864367

Listing From: recolorado

Last updated: Oct 01, 2024 06:03pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.7%
7.15%

Principal & Interest

$4,289 /mo
$4,991 /mo
$86,594 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $72,171 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$
0%20%50%

You cover the entire equity of $72,171!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.7% Sellers Rate
$726,829
Your Cash$72,171
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 5.7%
$4,289/mo
Traditional @ 7.15%
$5,177/mo
You save $888/month ($10,657/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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