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Closed
Closed

$384,000

($130,947 down)
FHA

15877 Serrano Road, Apple Valley, CA 92307

3
2
1,216 sqft
PITI Monthly
$1,940.87 /mo

Listing courtesy of: Susan Ramos, Standing Stone Real Estate Inc

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,609 /mo
$1,732 /mo
$29,931 in interest paid off

What's Special

SERENE
SHOPPING
MOVE-IN READY
MODERN
CHARMING
Welcome to this pristine, move-in ready gem located in the heart of Apple Valley! This charming 3-bedroom, 2-bathroom home has been meticulously
maintained and is ready for you to make it your own. Living area has an open-concept with fresh, neutral paint and updated flooring. The expansive
backyard provides plenty of room for outdoor entertaining, gardening, simply enjoying the serene desert landscape, or an ample space for your horses.
Situated in a desirable and friendly Apple Valley neighborhood, this home provides easy access to local schools, shopping centers, and rec... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 2 months
Monthly PITI
$1,940.87/mo
Estimated Loan Balance
$253,804
Cash to close
$130,947
Interest Paid
$29,931

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: HorseTrails, Mountainous
HOA
  • Has HOA: No
Location
  • Region: Apple Valley

Financial Details

  • Price per Sqft: $315.79
  • Tax Annual Amount: $
  • On Market Date: Jul 30, 2024
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Savings Calculator

Current cash to close is $130,947 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$
0%20%50%

You cover the entire equity of $130,947!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$253,053
Your Cash$130,947
Total Purchase Price:$384,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,609/mo
Traditional @ 7.15%
$1,797/mo
You save $188/month ($2,250/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24156863

Listing From:

Last updated: Dec 05, 2024 03:41am

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,609 /mo
$1,732 /mo
$29,931 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,947 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$
0%20%50%

You cover the entire equity of $130,947!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$253,053
Your Cash$130,947
Total Purchase Price:$384,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,609/mo
Traditional @ 7.15%
$1,797/mo
You save $188/month ($2,250/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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