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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$784,900

($506,328 down)
VA

16153 Watt Way, Ramona, CA 92065

3
2
2,124 sqft
PITI Monthly
$1,503.83 /mo

Listing courtesy of: Peter San Nicolas, Peter San Nicolas, Broker

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,287 /mo
$2,057 /mo
$40,115 in interest paid off

What's Special

REMODELED
MODERN
LUXURY
PATIO
16153 Watt Way, San Diego Country Estates Discover Your Own Private Oasis: Welcome to your dream adobe ranch-style home nestled on a .56-acre
corner lot in the coveted San Diego Country Estates. This beautifully remodeled 2,124 square foot residence offers the perfect blend of rustic charm
and modern comfort. Unwind in Luxury: Step inside to find a meticulously updated kitchen, perfect for culinary enthusiasts. Solid surface counter tops
and custome soft-close cabinets. The updated bathrooms offer a spa-like retreat. Enjoy seamless indoor-outdoor living with a large slider l... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,503.83/mo
Estimated Loan Balance
$279,739
Cash to close
$506,328
Interest Paid
$40,115

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: BlowerFan, FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Foothills, Golf, Gutters, Hiking, HorseTrails, Mountainous, Park, PreservePublicLand, Ravine, StreetLights, Pool
HOA
  • Has HOA: Yes
  • HOA Name: SDCEA
  • HOA Amenities: Unknown
  • HOA Fee: $165
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $369.54
  • Tax Annual Amount: $
  • On Market Date: Aug 17, 2024
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Savings Calculator

Current cash to close is $506,328 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$
0%20%50%

You cover the entire equity of $506,328!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$278,572
Your Cash:$506,328
Total Purchase Price:$784,900

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,287/mo
Traditional @ 7.15%
$2,133/mo
You save $846/month ($10,155/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2407397

Listing From:

Last updated: Dec 05, 2024 04:37am

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,287 /mo
$2,057 /mo
$40,115 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $506,328 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$
0%20%50%

You cover the entire equity of $506,328!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$278,572
Your Cash:$506,328
Total Purchase Price:$784,900

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,287/mo
Traditional @ 7.15%
$2,133/mo
You save $846/month ($10,155/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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