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Closed
Closed

$515,000

($190,376 down)
VA

16385 W SOFT WIND Drive, Surprise, AZ 85387

3
3
2,206 sqft
PITI Monthly
$1,824.26 /mo

Listing courtesy of: Julie-Anne Helms, Coldwell Banker Realty

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,515 /mo
$2,377 /mo
$50,242 in interest paid off

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
PATIO
LANDSCAPED
Welcome to this stunning single story Next Gen® home built in 2017 by Lennar. Featuring a ''Home within a Home'', a floor plan that is designed to
combine the best of togetherness & privacy for your family's needs whether it be multi-generational, parents, home business, teen retreat or for guests
that desire space. SELLER HAS A VA ASSUMABLE LOAN AT 2.5%. The fully equipped 1 bedroom suite located within the home is complete with its own
kitchen, living room, dining area, bedroom, bathroom, laundry & private entrance. The main house offers a functional, open floor plan wit... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,824.26/mo
Estimated Loan Balance
$325,938
Cash to close
$190,376
Interest Paid
$50,242

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Stucco, Wood Frame, Painted, Stone
  • Roof: Tile
Condition
  • Year Built: 2017
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: ASANTE PHASE 1 UNIT 1
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Asante Phase 1 HOA
  • HOA Amenities: Unknown
  • HOA Fee: $94
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $233.45
  • Tax Annual Amount: $1716
  • On Market Date: Jul 04, 2024
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Savings Calculator

Current cash to close is $190,376 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$
0%20%50%

You cover the entire equity of $190,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$324,624
Your Cash$190,376
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,515/mo
Traditional @ 7.15%
$2,466/mo
You save $951/month ($11,418/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6653685

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: May 16, 2025 02:10am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,515 /mo
$2,377 /mo
$50,242 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $190,376 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$
0%20%50%

You cover the entire equity of $190,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$324,624
Your Cash$190,376
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,515/mo
Traditional @ 7.15%
$2,466/mo
You save $951/month ($11,418/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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