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Closed
Closed

$335,000

($147,409 down)
FHA

16441 N 34TH Avenue, Phoenix, AZ 85053

2
2
1,100 sqft
PITI Monthly
$1,432.21 /mo

Listing courtesy of: Holly A. Sutto, West USA Realty

Assumed Rate

4.37%
7.15%

Principal & Interest

$1,029 /mo
$1,393 /mo
$51,910 in interest paid off

What's Special

SERENE
DINING
FIREPLACE
PATIO
COZY
NO HOA
Don't miss this captivating 2-bedroom home with no HOA. This residence features a 2-car garage, an RV gate with a slab behind it, and extensive
parking facilities catering to all your vehicle needs. Discover an inviting interior with tile flooring and a cozy living and dining area with a stone-accented
fireplace, perfect for relaxing evenings. The AZ room, boasting exposed wood beams, offers versatility as a media center or a leisure retreat. Kitchen is
complete with ample cabinetry, built-in appliances, and a serving window to the AZ room. Main bedroom is a serene sanctuary, complete ... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.37
Remaining Loan Term
23 years, 11 months
Monthly PITI
$1,432.21/mo
Estimated Loan Balance
$191,313
Cash to close
$147,409
Interest Paid
$51,910

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Block, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Block, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1976
Details
  • Builder: Estes Homes

Community & HOA

Community
  • Subdivision: RANCHO ENCANTO UNIT 1
  • Features: Playground
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $304.55
  • Tax Annual Amount: $1287
  • On Market Date: Mar 07, 2024
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Savings Calculator

Current cash to close is $147,409 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$
0%20%50%

You cover the entire equity of $147,409!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$187,591
Your Cash$147,409
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$1,029/mo
Traditional @ 7.15%
$1,445/mo
You save $416/month ($4,988/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6672160

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Mar 28, 2024 10:18pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.37%
7.15%

Principal & Interest

$1,029 /mo
$1,393 /mo
$51,910 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $147,409 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$
0%20%50%

You cover the entire equity of $147,409!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$187,591
Your Cash$147,409
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$1,029/mo
Traditional @ 7.15%
$1,445/mo
You save $416/month ($4,988/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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