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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Pending
Pending

$820,000

($379,961 down)
FHA

1649 La Presa Avenue, Spring Valley, CA 91977

4
3
1,832 sqft
PITI Monthly
$2,888.49 /mo

Listing courtesy of: Jason Stewart, Real Broker

Assumed Rate

3.93%
7.15%

Principal & Interest

$2,324 /mo
$3,316 /mo
$106,439 in interest paid off

What's Special

REMODELED
SPACIOUS
DECK
t’s hard to find a better view in San Diego than that of the homes situated high on Dictionary Hill. This 4 Bed 3 bath 2 car Garage home was fully
remodeled last year with one of the walk in closets being turned into a massage room. 2 bedrooms and 2 bathrooms are on the street level along with
the kitchen and a giant deck that spans the length of the home access from the kitchen and a bedroom. Downstairs are 2 more bedrooms as well as
the master bedroom with its own deck that shows off the amazing views. Underneath the master bedroom on the ground level, is a spaci... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.93
Remaining Loan Term
24 years, 2 months
Monthly PITI
$2,888.49/mo
Estimated Loan Balance
$744,835
Cash to close
$379,961
Interest Paid
$106,439

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: SeeRemarks
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $447.6
  • Tax Annual Amount: $10250
  • On Market Date: Jan 19, 2024
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Savings Calculator

Current cash to close is $379,961 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$
0%20%50%

You cover the entire equity of $379,961!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.93% Sellers Rate
$440,039
Your Cash$379,961
Total Purchase Price:$820,000

Assumed vs Traditional Mortgage

Assumed @ 3.93%
$2,324/mo
Traditional @ 7.15%
$3,439/mo
You save $1,115/month ($13,385/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2400386

Listing From:

Last updated: Feb 27, 2025 09:00pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.93%
7.15%

Principal & Interest

$2,324 /mo
$3,316 /mo
$106,439 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $379,961 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$
0%20%50%

You cover the entire equity of $379,961!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.93% Sellers Rate
$440,039
Your Cash$379,961
Total Purchase Price:$820,000

Assumed vs Traditional Mortgage

Assumed @ 3.93%
$2,324/mo
Traditional @ 7.15%
$3,439/mo
You save $1,115/month ($13,385/year)

*Secondary financing rates are an estimated value based on input

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Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
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© 2025 Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices California Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
May, 14 2025

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