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Closed
Closed

$396,999

($25,687 down)
VA

17814 W COUNTRY CLUB Terrace, Surprise, AZ 85387

3
2
1,523 sqft
PITI Monthly
$2,311.77 /mo

Listing courtesy of: Jennifer Elaine Dewaele, PRO-formance Realty Concepts

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,057 /mo
$2,594 /mo
$54,578 in interest paid off

What's Special

DINING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
COMMUNITY POOL
PLAYGROUND
Beautiful, single story home built in 2022, with north/south exposure, that sits next to a greenspace. Home has 3 large bedrooms, 2 bathrooms, and a
spacious kitchen open to the dining area and family room. Enjoy the privacy of the split floorplan with the primary bedroom at the back of the home
and the other bedrooms in the front. Primary suite has dual sinks, large oversized shower, and walk-in closet. Kitchen has granite countertops, large
island, tile backsplash, 42'' cabinets, and stainless steel appliances (including refrigerator). Home is in move-in ready condition with newer... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,311.77/mo
Estimated Loan Balance
$372,846
Cash to close
$25,687
Interest Paid
$54,578

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder: Century Homes

Community & HOA

Community
  • Subdivision: AUSTIN RANCH EAST PHASE 1B PARCELS 12A & 12C
  • Features: Community Pool
HOA
  • Has HOA: Yes
  • HOA Name: North Copper Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $260.67
  • Tax Annual Amount: $1261
  • On Market Date: Apr 08, 2024
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Savings Calculator

Current cash to close is $25,687 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$
0%20%50%

You cover the entire equity of $25,687!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$371,312
Your Cash$25,687
Total Purchase Price:$396,999

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,057/mo
Traditional @ 7.15%
$2,690/mo
You save $634/month ($7,602/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6681589

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Mar 08, 2025 09:09am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,057 /mo
$2,594 /mo
$54,578 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $25,687 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$
0%20%50%

You cover the entire equity of $25,687!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$371,312
Your Cash$25,687
Total Purchase Price:$396,999

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,057/mo
Traditional @ 7.15%
$2,690/mo
You save $634/month ($7,602/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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