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$388,000

($92,159 down)
FHA

1802 Short Line Lane, Prescott, AZ 86301

2
2
1,040 sqft
PITI Monthly
$1,784.59 /mo

Listing courtesy of: Laura Morgan, PLLC, West USA Realty of Prescott

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,334 /mo
$2,202 /mo
$37,278 in interest paid off

What's Special

SHOPPING
MODERN
FIREPLACE
DECK
CHARMING
COZY
Discover this charming home nestled in scenic Prescott, AZ. This inviting residence boasts a picturesque deck, complete with stairs cascading gently
into the backyard. Inside, updated flooring adds a touch of modern elegance. With its cozy gas fireplace, it has a warm atmosphere with scenic
surroundings. This property offers the perfect blend of comfort and natural beauty in Prescott, AZ. Close to Downtown, shopping, groceries, hospitals
and more!! With in Walking distance to Watson Lake the adventures are endless! You do not want to pass this opportuning of owning a cut... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,784.59/mo
Estimated Loan Balance
$313,399
Cash to close
$92,159
Interest Paid
$37,278

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced - Gas
Features
  • Materials: Brick, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Contemporary, Cottage
Materials
  • Brick, Stucco
  • Roof: Composition
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cliff Rose
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $120
  • HOA Frequency: $Annually
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $373.08
  • Tax Annual Amount: $833
  • On Market Date: Jan 27, 2025
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Savings Calculator

Current cash to close is $92,159 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
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0%20%50%

You cover the entire equity of $92,159!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$295,841
Your Cash$92,159
Total Purchase Price:$388,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,334/mo
Traditional @ 7.15%
$2,284/mo
You save $950/month ($11,394/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1070208

Listing From: paar

Last updated: May 06, 2025 02:23am

© 2025, paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,334 /mo
$2,202 /mo
$37,278 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $92,159 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$
0%20%50%

You cover the entire equity of $92,159!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$295,841
Your Cash$92,159
Total Purchase Price:$388,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,334/mo
Traditional @ 7.15%
$2,284/mo
You save $950/month ($11,394/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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