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Closed
Closed

$435,000

($4,402 down)
FHA

18265 W EVA Street W, Waddell, AZ 85355

3
3
2,438 sqft
PITI Monthly
$3,434.01 /mo

Listing courtesy of: Patricia Rief, My Home Group Real Estate

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,871 /mo
$2,918 /mo
$27,567 in interest paid off

What's Special

ENTERTAINMENT
FIREPLACE
SEPARATE SHOWER
PATIO
COZY
This grand home located in Cortessa offers 3 bedrooms, 3bath +den. Den can be converted to 4th bedroom with own bath on lower level. It features
upgraded elevation with stone accents and a large 2 car garage. the home Bost with new paint and tile flooring throughout prewired for surround
sound, plantation shutters. and cozy family room with a fireplace. If you love to cook, you will definitely enjoy the kitchen with SS appliance gas
oven/cooktop stove a huge Walkin pantry. Upstairs you will find a loft with slider to a large patio with views of the mountains and beautiful ... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.99
Remaining Loan Term
29 years, 1 months
Monthly PITI
$3,434.01/mo
Estimated Loan Balance
$430,959
Cash to close
$4,402
Interest Paid
$27,567

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Standard Pacific

Community & HOA

Community
  • Subdivision: CORTESSA
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Cortessa
  • HOA Amenities: Unknown
  • HOA Fee: $93
  • HOA Frequency: $Monthly
Location
  • Region: Waddell

Financial Details

  • Price per Sqft: $178.42
  • Tax Annual Amount: $1279
  • On Market Date: Sep 21, 2024
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Savings Calculator

Current cash to close is $4,402 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$
0%20%50%

You cover the entire equity of $4,402!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$430,598
Your Cash$4,402
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,871/mo
Traditional @ 7.15%
$3,027/mo
You save $155/month ($1,864/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6760601

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Mar 03, 2025 06:28pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,871 /mo
$2,918 /mo
$27,567 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $4,402 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$
0%20%50%

You cover the entire equity of $4,402!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$430,598
Your Cash$4,402
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,871/mo
Traditional @ 7.15%
$3,027/mo
You save $155/month ($1,864/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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