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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Under Contract
Under Contract

$479,000

($261,642 down)
FHA

1841 Ruth Drive, Thornton, CO 80229

5
2
2,102 sqft
PITI Monthly
$1,810.28 /mo

Listing courtesy of: Erica Dufford, Coldwell Banker Realty 24

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,232 /mo
$1,741 /mo
$74,937 in interest paid off

What's Special

LOCATION
DINING
SPACIOUS
WALK-IN CLOSET
PATIO
NO HOA
With no HOA, this spacious 5-bedroom, 2-bathroom home offers the perfect combination of space and convenience. You'll appreciate the ample
parking with an attached front & rear entrance garage, PULL THROUGH ACCESS, plus extra parking for up to 8 vehicles, perfect for car enthusiasts or
those with recreational vehicles. The home has been recently updated, with fresh interior and exterior paint and new carpeting. Enjoy peace of mind
with a newer roof (installed in 2018) and a newer water heater (also installed in 2018). Step inside and you’re immediately greeted by b... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.01
Remaining Loan Term
22 years, 2 months
Monthly PITI
$1,810.28/mo
Estimated Loan Balance
$217,862
Cash to close
$261,642
Interest Paid
$74,937

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thornton South- 400
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $227.88
  • Tax Annual Amount: $2751
  • On Market Date: Apr 11, 2025
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Savings Calculator

Current cash to close is $261,642 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
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0%20%50%

You cover the entire equity of $261,642!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$217,358
Your Cash:$261,642
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,232/mo
Traditional @ 7.15%
$1,805/mo
You save $574/month ($6,884/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6367288

Listing From: recolorado

Last updated: May 12, 2025 09:10pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,232 /mo
$1,741 /mo
$74,937 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $261,642 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$
0%20%50%

You cover the entire equity of $261,642!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$217,358
Your Cash:$261,642
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,232/mo
Traditional @ 7.15%
$1,805/mo
You save $574/month ($6,884/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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