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Pending
Pending

$579,000

($114,240 down)
VA

20377 W Terrace Lane, Buckeye, AZ 85396

4
3
2,725 sqft
PITI Monthly
$2,617.45 /mo

Listing courtesy of: Douglas Young, TCT Real Estate

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,122 /mo
$3,374 /mo
$57,435 in interest paid off

What's Special

DINING
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
This impeccably maintained 4 bedroom 3 bathroom home is located in the heart of the highly sought after Verrado community. Verrado boasts
championship golf course, community facilities such as pool, community center, full gym, tennis, pickle ball courts., countless hiking paths and trails for
all levels of hikers, the now famous stairs of Verrado, Main street area with restaurants, grocery store, coffee shop, and more. The interior of this home
includes custom 2 tone paint, gourmet kitchen with staggered 42'' upper cabinets with crown molding, granite counters, stainless steel ap... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,617.45/mo
Estimated Loan Balance
$469,409
Cash to close
$114,240
Interest Paid
$57,435

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: Engle

Community & HOA

Community
  • Subdivision: VERRADO PARCEL 4.903
  • Features: Community Pool Htd, Golf, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Verrado HOA
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Buckeye

Financial Details

  • Price per Sqft: $212.48
  • Tax Annual Amount: $3944
  • On Market Date: Sep 05, 2024
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Savings Calculator

Current cash to close is $114,240 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
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0%20%50%

You cover the entire equity of $114,240!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$464,760
Your Cash$114,240
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,122/mo
Traditional @ 7.15%
$3,499/mo
You save $1,377/month ($16,528/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6753236

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Jan 09, 2025 04:49pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,122 /mo
$3,374 /mo
$57,435 in interest paid off
Inquire about this property
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,240 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$
0%20%50%

You cover the entire equity of $114,240!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$464,760
Your Cash$114,240
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,122/mo
Traditional @ 7.15%
$3,499/mo
You save $1,377/month ($16,528/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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