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Closed
Closed

$334,990

($137,842 down)
VA

2049 N 77TH Drive, Phoenix, AZ 85035

3
3
1,537 sqft
PITI Monthly
$1,319.91 /mo

Listing courtesy of: Ashley C Sanchez Ochoa, HomeSmart

Assumed Rate

3.62%
7.15%

Principal & Interest

$980 /mo
$1,452 /mo
$38,203 in interest paid off

What's Special

SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
BALCONY
PLAYGROUND
Welcome to this spacious and inviting three-bedroom, 2.5-bath single-family home. With a well-designed open floor plan, this home offers plenty space
for comfortable living. The kitchen showcases granite countertops, while downstairs you'll find two bedrooms with a full bath and a convenient half
bath. Upstairs, the master bedroom awaits, complete with a walk-in closet, double sinks, and balcony access. Enjoy the additional great room, the
washer and dryer are included. With a two-car garage offering direct entry, this home combines convenience and functionality. Located in... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.62
Remaining Loan Term
24 years, 10 months
Monthly PITI
$1,319.91/mo
Estimated Loan Balance
$198,297
Cash to close
$137,842
Interest Paid
$38,203

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 2017
Details
  • Builder: DR Horton

Community & HOA

Community
  • Subdivision: VINSANTO
  • Features: Community Pool, Playground
HOA
  • Has HOA: Yes
  • HOA Name: Vinsanto
  • HOA Amenities: Unknown
  • HOA Fee: $158.7
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $217.95
  • Tax Annual Amount: $2280
  • On Market Date: Dec 22, 2023
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Savings Calculator

Current cash to close is $137,842 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$
0%20%50%

You cover the entire equity of $137,842!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$197,148
Your Cash$137,842
Total Purchase Price:$334,990

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$980/mo
Traditional @ 7.15%
$1,506/mo
You save $526/month ($6,316/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6642809

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Jul 22, 2024 09:28pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$980 /mo
$1,452 /mo
$38,203 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,842 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$
0%20%50%

You cover the entire equity of $137,842!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$197,148
Your Cash$137,842
Total Purchase Price:$334,990

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$980/mo
Traditional @ 7.15%
$1,506/mo
You save $526/month ($6,316/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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