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$835,000

($552,676 down)
VA

20546 W SUMMIT Place, Buckeye, AZ 85396

5
3
3,457 sqft
PITI Monthly
$2,417.31 /mo

Listing courtesy of: Cheryl Wood, West USA Realty

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,774 /mo
$2,645 /mo
$146,169 in interest paid off

What's Special

SPACIOUS
MODERN
WALK-IN CLOSET
PATIO
COMMUNITY POOL
PLAYGROUND
CHARMING
Welcome to this stunning 5 + 1 bedroom, 3-bathroom home nestled in the vibrant community of Verrado. This spacious and well-maintained residence
boasts a lush front lawn, a charming front porch, and a paver driveway leading to a 3-car garage. OWNED, PAID-OFF panels significantly reduce energy
costs. Inside, the upgraded kitchen features a gas range, convection microwave, walk-in pantry, deep fill sink, granite counters, custom backsplash,
pendent lighting, Moen faucets, and upgraded cabinets with molding. Ideal for culinary enthusiasts! The home offers a dedicated theater/... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.57
Remaining Loan Term
18 years, 0 months
Monthly PITI
$2,417.31/mo
Estimated Loan Balance
$286,031
Cash to close
$552,676
Interest Paid
$146,169

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
  • Heating: Electric
Features
  • Materials: Spray Foam Insulation, Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Spray Foam Insulation, Stucco, Wood Frame, Painted
  • Roof: Tile, Concrete
Condition
  • Year Built: 2013
Details
  • Builder: Meritage

Community & HOA

Community
  • Subdivision: VERRADO PARCEL 4.902
  • Features: Golf, Community Pool Htd, Community Pool, Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Verrado Comm San
  • HOA Amenities: Unknown
  • HOA Fee: $138
  • HOA Frequency: $Monthly
Location
  • Region: Buckeye

Financial Details

  • Price per Sqft: $241.54
  • Tax Annual Amount: $5125
  • On Market Date: May 08, 2025
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Savings Calculator

Current cash to close is $552,676 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
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0%20%50%

You cover the entire equity of $552,676!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$282,324
Your Cash:$552,676
Total Purchase Price:$835,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,774/mo
Traditional @ 7.15%
$2,743/mo
You save $970/month ($11,635/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6863618

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: May 14, 2025 10:40pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,774 /mo
$2,645 /mo
$146,169 in interest paid off
Inquire about this property
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $552,676 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$
0%20%50%

You cover the entire equity of $552,676!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$282,324
Your Cash:$552,676
Total Purchase Price:$835,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,774/mo
Traditional @ 7.15%
$2,743/mo
You save $970/month ($11,635/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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