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Closed
Closed

$699,990

($437,572 down)
VA

20580 E Saratoga Place, Aurora, CO 80015

4
4
4,146 sqft
PITI Monthly
$2,249.3 /mo

Listing courtesy of: Shawn Engel, RE/MAX Alliance

Assumed Rate

3.53%
7.15%

Principal & Interest

$1,606 /mo
$2,407 /mo
$131,448 in interest paid off

What's Special

LOCATION
SHOPPING
DINING
GRANITE COUNTERTOPS
FIREPLACE
FINISHED BASEMENT
DECK
SPRINKLER SYSTEM
CHARMING
This property is at the very top of the Real Estate food chain, especially under $700K. The Curb Appeal on this property is absolutely Picturesque and
has the setting of your dreams. The floor plan is amazing and feels grand throughout. Has all the features you're looking for: Over 4,140sqft FINISHED,
Primary Suite...plus 3 additional bedrooms on the upper level (4 Bedrooms, in total), 4 Bath (2 Full, 3/4, & 1/2), Massive Eat-in Kitchen with Center
Island, Granite Countertops, all Appliances stay. Very Large and very comfortable Family Room with 2-Story ceilings & Very Attractive Gas ... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.53
Remaining Loan Term
18 years, 0 months
Monthly PITI
$2,249.3/mo
Estimated Loan Balance
$374,643
Cash to close
$437,572
Interest Paid
$131,448

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Brick, Frame, Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Frame, Other
  • Roof: Concrete
Condition
  • Year Built: 2002
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: Willow Trace
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Willow Trace
  • HOA Amenities: Unknown
  • HOA Fee: $29
  • HOA Frequency: $Monthly
Location
  • Region: Aurora

Financial Details

  • Price per Sqft: $168.84
  • Tax Annual Amount: $5716
  • On Market Date: Sep 13, 2024
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Savings Calculator

Current cash to close is $437,572 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$
0%20%50%

You cover the entire equity of $437,572!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$262,418
Your Cash:$437,572
Total Purchase Price:$699,990

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$1,606/mo
Traditional @ 7.15%
$2,497/mo
You save $890/month ($10,686/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9941811

Listing From: recolorado

Last updated: Oct 25, 2024 09:54pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.53%
7.15%

Principal & Interest

$1,606 /mo
$2,407 /mo
$131,448 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $437,572 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$
0%20%50%

You cover the entire equity of $437,572!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$262,418
Your Cash:$437,572
Total Purchase Price:$699,990

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$1,606/mo
Traditional @ 7.15%
$2,497/mo
You save $890/month ($10,686/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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