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Closed
Closed

$499,500

($94,961 down)
FHA

20917 N 37TH Place, Phoenix, AZ 85050

3
2
1,407 sqft
PITI Monthly
$3,297.14 /mo

Listing courtesy of: Sharon Bellamy, Realty ONE Group

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,659 /mo
$2,749 /mo
$32,201 in interest paid off

What's Special

SHOPPING
ENTERTAINMENT
VAULTED CEILINGS
PATIO
CHARMING
Charming single level home with a popular open split floor plan, vaulted ceilings, large living room and two car garage. Dual pane windows, covered
patio, large backyard and block walls for privacy. Master Bedroom has walk in closet. Close to Desert Ridge marketplace for entertainment, shopping
and movies. This is a must see home!
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
28 years, 10 months
Monthly PITI
$3,297.14/mo
Estimated Loan Balance
$406,654
Cash to close
$94,961
Interest Paid
$32,201

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 2000
Details
  • Builder: Continental Homes

Community & HOA

Community
  • Subdivision: WILDCAT RIDGE
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Wildcat Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $163
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $355.01
  • Tax Annual Amount: $2201
  • On Market Date: Sep 04, 2024
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Savings Calculator

Current cash to close is $94,961 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
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0%20%50%

You cover the entire equity of $94,961!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$404,539
Your Cash$94,961
Total Purchase Price:$499,500

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,659/mo
Traditional @ 7.15%
$2,851/mo
You save $193/month ($2,311/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6752574

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Oct 01, 2024 08:11am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,659 /mo
$2,749 /mo
$32,201 in interest paid off
Inquire about this property
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $94,961 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$
0%20%50%

You cover the entire equity of $94,961!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$404,539
Your Cash$94,961
Total Purchase Price:$499,500

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,659/mo
Traditional @ 7.15%
$2,851/mo
You save $193/month ($2,311/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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