Property SearchContact
OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
primary-1
primary-2primary-3
Closed
Closed

$249,950

($114,294 down)
FHA

2107 Clearwater Road, Saint Cloud, MN 56301

3
1
1,388 sqft
PITI Monthly
$1,038.02 /mo

Listing courtesy of: , Area Realty Pro's, LLC

Assumed Rate

3.1%
7.15%

Principal & Interest

$634 /mo
$1,003 /mo
$14,467 in interest paid off

What's Special

REMODELED
SERENE
ENTERTAINMENT
DINING
SPACIOUS
MODERN
LUXURY
HARDWOOD FLOORS
DECK
COZY
EFFICIENT
Discover this spectacular three-bedroom, one-bathroom home that seamlessly blends classic charm with modern luxury. This beautiful one and a half
story house, illuminated with abundant natural light throughout, boasts a newly surfaced red and white oak wood flooring throughout most of the first
floor which includes the living room, hallway, closets, and two first floor bedrooms, which beautifully complement the original re-finished hardwood
floors and traditional trim throughout. Step into the newly remodeled kitchen, where a spacious dining table accommodates up to six peo... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,038.02/mo
Estimated Loan Balance
$146,162
Cash to close
$114,294
Interest Paid
$14,467

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding
  • Roof: Unknown
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Atwood Acres
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $180.08
  • Tax Annual Amount: $1784
  • On Market Date: Aug 05, 2024
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,294 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$
0%20%50%

You cover the entire equity of $114,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$135,656
Your Cash$114,294
Total Purchase Price:$249,950

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$634/mo
Traditional @ 7.15%
$1,040/mo
You save $406/month ($4,875/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6581202

Listing From: northstar

Last updated: Sep 09, 2024 09:24pm

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$634 /mo
$1,003 /mo
$14,467 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,294 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$
0%20%50%

You cover the entire equity of $114,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$135,656
Your Cash$114,294
Total Purchase Price:$249,950

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$634/mo
Traditional @ 7.15%
$1,040/mo
You save $406/month ($4,875/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway HomeServices California Realty
Agent/Broker
Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
Resources
Apply to Assume
Navigate
BuyersSellersRealtorsBlogsContact
Get in Touch
(213) 505-2098berkshiresc@fyremail.net
Powered By UMe.

© 2025 Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices California Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
May, 16 2025

equal-housing

Berkshire Hathaway HomeServices California Realty © 2025 is committed to and abides by the Fair Housing Act of Equal Opportunity.

Terms and ConditionsPrivacy PolicySitemap

Get Started Now

Discover the power of assumable homes

​
​
​
​
I am a...
​
Who referred you?
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now