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Closed
Closed

$375,000

($148,087 down)
FHA

2127 Touchstone Drive, Chino Valley, AZ 86323

3
2
1,164 sqft
PITI Monthly
$1,518.7 /mo

Listing courtesy of: Cindy L Ortagus, Better Homes And Gardens Real Estate Bloomtree Realty

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,082 /mo
$1,747 /mo
$33,158 in interest paid off

What's Special

SHOPPING
DINING
SPRINKLER SYSTEM
PLAYGROUND
MOUNTAIN VIEWS
CHARMING
FHA Assumable loan at 3% Charming 3 bedroom, 2 bath home with 2 car garage in highly sought after Bright Star Subdivision, low HOA, close to
shopping, dining, post office, schools & medical. Dine in kitchen offers 8 year old appliances. Master bathroom boasts a garden tub for your comfort &
relaxation. New HVAC 2023 with extended outdoor living under pergola walkway and sitting area with pavers. Front and backyard have sprinkler
systems to aid in easy yard maintenance. Bright Star community offers integration of open space, Stargazer Centerpiece Park, hiking trail... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,518.7/mo
Estimated Loan Balance
$238,908
Cash to close
$148,087
Interest Paid
$33,158

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air Gas, Natural Gas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2008
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Bright Star
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Quarterly
Location
  • Region: Chino Valley

Financial Details

  • Price per Sqft: $322.16
  • Tax Annual Amount: $1236
  • On Market Date: Jun 13, 2024
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Savings Calculator

Current cash to close is $148,087 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$
0%20%50%

You cover the entire equity of $148,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$226,913
Your Cash$148,087
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,082/mo
Traditional @ 7.15%
$1,813/mo
You save $730/month ($8,762/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1065334

Listing From: paar

Last updated: Oct 08, 2024 04:05am

© 2025, paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,082 /mo
$1,747 /mo
$33,158 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $148,087 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$
0%20%50%

You cover the entire equity of $148,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$226,913
Your Cash$148,087
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,082/mo
Traditional @ 7.15%
$1,813/mo
You save $730/month ($8,762/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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