Property SearchContact
OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
primary-1
primary-2primary-3
Closed
Closed

$1,575,000

($894,610 down)
VA

22105 N 59TH Way, Phoenix, AZ 85054

4
5
3,505 sqft
PITI Monthly
$4,135.52 /mo

Listing courtesy of: Jill Cesky, Realty ONE Group

Assumed Rate

4.92%
7.15%

Principal & Interest

$3,724 /mo
$4,728 /mo
$90,031 in interest paid off

What's Special

DESIRED
ENTERTAINMENT
COZY
Most DESIRED floorpan in the community of Emblem at Talinn! This home boasts 4 bedrooms with downstairs office and upstairs loft and 4.5
bathrooms. Huge open floorpan makes for a great entertainment home with space for everyone. This gorgeously updated home features a true
chefs kitchen with Professional Thermador Appliances. Step into your kitchen with dark rich cabinets and stunning Calcutta white quartz. Solid
matching quartz backsplash and waterfall island for a timeless look. Your kitchen is equipped with 48'' stove with 2 ovens, a built-in conve... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.92
Remaining Loan Term
27 years, 4 months
Monthly PITI
$4,135.52/mo
Estimated Loan Balance
$693,072
Cash to close
$894,610
Interest Paid
$90,031

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 5
Cooling & Heating
  • Cooling: Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat, Refrigeration
  • Heating: ENERGY STAR Qualified Equipment, Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Heated, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: DESERT RIDGE SUPER BLOCK 1 SOUTHWEST PHASE 1
  • Features: Gated Community, Community Pool Htd, Community Pool, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Talinn @Desert Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $139
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $449.36
  • Tax Annual Amount: $2343
  • On Market Date: Jul 16, 2024
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $894,610 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$
0%20%50%

You cover the entire equity of $894,610!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$680,390
Your Cash:$894,610
Total Purchase Price:$1,575,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$3,724/mo
Traditional @ 7.15%
$4,904/mo
You save $1,180/month ($14,166/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6725691

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Jan 12, 2025 09:46am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.92%
7.15%

Principal & Interest

$3,724 /mo
$4,728 /mo
$90,031 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $894,610 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$
0%20%50%

You cover the entire equity of $894,610!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$680,390
Your Cash:$894,610
Total Purchase Price:$1,575,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$3,724/mo
Traditional @ 7.15%
$4,904/mo
You save $1,180/month ($14,166/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway HomeServices California Realty
Agent/Broker
Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
Resources
Apply to Assume
Navigate
BuyersSellersRealtorsBlogsContact
Get in Touch
(213) 505-2098berkshiresc@fyremail.net
Powered By UMe.

© 2025 Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices California Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
May, 14 2025

equal-housing

Berkshire Hathaway HomeServices California Realty © 2025 is committed to and abides by the Fair Housing Act of Equal Opportunity.

Terms and ConditionsPrivacy PolicySitemap

Get Started Now

Discover the power of assumable homes

​
​
​
​
I am a...
​
Who referred you?
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now