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Closed
Closed

$530,000

($79,152 down)
VA

22146 N 182ND Lane, Surprise, AZ 85387

4
3
3,021 sqft
PITI Monthly
$3,174.77 /mo

Listing courtesy of: Casey L Espinoza, eXp Realty

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,847 /mo
$3,087 /mo
$62,211 in interest paid off

What's Special

SPACIOUS
Rates got you down? Don't want the added costs of adding landscaping and a pool? This home has it all and the sellers want to help by providing the
buyer with a $5000.00 credit towards closing costs/rate buy down. This Stunning residence featuring a 3-car garage, RV gate, and a sparkling pool in
North Copper Canyon. Discover a bright open floor plan showcasing neutral tile floor, designer palette, & sliding glass doors merging the indoor w/the
outdoor living. The remarkable kitchen boasts staggered cabinets adorned w/crown moulding, granite counters, SS appliances, a pantry, r... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$3,174.77/mo
Estimated Loan Balance
$455,720
Cash to close
$79,152
Interest Paid
$62,211

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2018
Details
  • Builder: Garrett Walker

Community & HOA

Community
  • Subdivision: AUSTIN RANCH WEST PARCEL 1
  • Features: Community Pool Htd, Community Pool, Transportation Svcs, Tennis Court(s), Racquetball, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: N Copper Canyon Comm
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $175.44
  • Tax Annual Amount: $1938
  • On Market Date: Feb 19, 2024
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Savings Calculator

Current cash to close is $79,152 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$
0%20%50%

You cover the entire equity of $79,152!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$450,848
Your Cash$79,152
Total Purchase Price:$530,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,847/mo
Traditional @ 7.15%
$3,202/mo
You save $355/month ($4,261/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6664456

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Jul 26, 2024 08:02pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,847 /mo
$3,087 /mo
$62,211 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $79,152 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$
0%20%50%

You cover the entire equity of $79,152!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$450,848
Your Cash$79,152
Total Purchase Price:$530,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,847/mo
Traditional @ 7.15%
$3,202/mo
You save $355/month ($4,261/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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