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Closed
Closed

$775,000

($513,006 down)
FHA

2218 W Prospect Road, Fort Collins, CO 80526

4
2
2,212 sqft
PITI Monthly
$2,169.68 /mo

Listing courtesy of: The Mullenberg Team, eXp Realty - Northern CO

Assumed Rate

3.46%
7.15%

Principal & Interest

$1,426 /mo
$2,156 /mo
$85,583 in interest paid off

What's Special

LOCATION
DESIRED
DINING
SPACIOUS
HARDWOOD FLOORS
FIREPLACE
COZY
NO HOA
OPEN HOUSE: 3/09 SUNDAY (11AM-1PM)! Almost an acre in the heart of Fort Collins & No HOA! RARE FIND property with plenty of elbow room for
gardens, chickens, animals, you name it! IDEAL FoCo location just 5 minutes to Old Town Fort Collins, a half-block to Bauder Elementary, and right
across the street from Red Fox Meadows Natural Area. It's hard to find this peaceful country living so close to Old Town! On just shy of 1-acre, you'll
have plenty of room to plant flower/veggie gardens (including the huge greenhouse on site), raise all your animals (chicken coop included... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.46
Remaining Loan Term
21 years, 6 months
Monthly PITI
$2,169.68/mo
Estimated Loan Balance
$263,995
Cash to close
$513,006
Interest Paid
$85,583

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Baseboard, Hot Water
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Membrane
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Rustic Contemporary
Materials
  • Brick, Frame
  • Roof: Membrane
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: FtCo
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $350.36
  • Tax Annual Amount: $3609
  • On Market Date: Dec 29, 2024
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Savings Calculator

Current cash to close is $513,006 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$
0%20%50%

You cover the entire equity of $513,006!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$261,994
Your Cash:$513,006
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$1,426/mo
Traditional @ 7.15%
$2,236/mo
You save $810/month ($9,720/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1023754

Listing From: recolorado

Last updated: Apr 10, 2025 06:51pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.46%
7.15%

Principal & Interest

$1,426 /mo
$2,156 /mo
$85,583 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $513,006 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$
0%20%50%

You cover the entire equity of $513,006!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$261,994
Your Cash:$513,006
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$1,426/mo
Traditional @ 7.15%
$2,236/mo
You save $810/month ($9,720/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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