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Closed
Closed

$700,000

($325,491 down)
VA

223 N Whitcomb Street, Fort Collins, CO 80521

5
2
1,664 sqft
PITI Monthly
$2,133.71 /mo

Listing courtesy of: Emily Heinz, Downtown Real Estate Brokers

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,660 /mo
$2,739 /mo
$46,382 in interest paid off

What's Special

HARDWOOD FLOORS
FLEX SPACE
PATIO
Darling Victorian era bungalow, built circa 1901 with surprising amount of square footage! This home features 1,644 total square feet, broken into
three bedrooms, one bathroom on the main floor and three bedrooms one bathroom on the second floor and a 300sf unfinished crawl space. One
bedroom lacks a closet so it's most appropriately an office or flex space. Features include: newer furnace, AC, and humidifier, new windows, new roof &
gutters, updated refinished hardwood floors, new blinds throughout, updated bathrooms, an updated kitchen, updated electricals, new int... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 8 months
Monthly PITI
$2,133.71/mo
Estimated Loan Balance
$375,303
Cash to close
$325,491
Interest Paid
$46,382

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Victorian
Materials
  • Wood Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1901
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Loomis - West Side
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $420.67
  • Tax Annual Amount: $3683
  • On Market Date: Mar 07, 2024
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Savings Calculator

Current cash to close is $325,491 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$
0%20%50%

You cover the entire equity of $325,491!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$374,509
Your Cash$325,491
Total Purchase Price:$700,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,660/mo
Traditional @ 7.15%
$2,842/mo
You save $1,181/month ($14,177/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1004609

Listing From: recolorado

Last updated: Oct 01, 2024 05:59pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,660 /mo
$2,739 /mo
$46,382 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $325,491 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$
0%20%50%

You cover the entire equity of $325,491!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$374,509
Your Cash$325,491
Total Purchase Price:$700,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,660/mo
Traditional @ 7.15%
$2,842/mo
You save $1,181/month ($14,177/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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