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Closed
Certified
Closed

$359,900

($119,888 down)
FHA

2292 W HARMONT Drive, Phoenix, AZ 85021

2
3
1,457 sqft
PITI Monthly
$1,550.39 /mo

Listing courtesy of: Joshua Zuniga, Kenneth James Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,067 /mo
$1,751 /mo
$28,435 in interest paid off

What's Special

SHOPPING
GRANITE COUNTERTOPS
PATIO
COMMUNITY POOL
ASSUMABLE FHA LOAN At 2.8%. See docs tab for detail. Looking for the perfect home in North Phoenix? Look no further than this AMAZING home
loated at 23 North, a gated subdivision located just minutes from the best that Phoenix has to offer for restaurants, shopping, freeways, hiking, and
more. This property is a equipped with 2 full bedrooms and 2.5 bath. Home has been beautifully deisgned and has upgraded cabinets, granite
countertops, 6x24 in tile, and wonderful outdoor patio. This home has been wonderfully taken care of and is perfect for the whole family t... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,550.39/mo
Estimated Loan Balance
$241,017
Cash to close
$119,888
Interest Paid
$28,435

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: No Fireplace
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: K Hov

Community & HOA

Community
  • Subdivision: 23 NORTH
  • Features: Gated, Community Spa, Community Pool, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: 23 North
  • HOA Amenities: Unknown
  • HOA Fee: $164
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $247.01
  • Tax Annual Amount: $1801
  • On Market Date: May 15, 2024
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Savings Calculator

Current cash to close is $119,888 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$
0%20%50%

You cover the entire equity of $119,888!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$240,012
Your Cash$119,888
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,067/mo
Traditional @ 7.15%
$1,816/mo
You save $750/month ($8,996/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6703938

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Sep 10, 2024 03:24pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,067 /mo
$1,751 /mo
$28,435 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,888 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$
0%20%50%

You cover the entire equity of $119,888!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$240,012
Your Cash$119,888
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,067/mo
Traditional @ 7.15%
$1,816/mo
You save $750/month ($8,996/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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