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Closed
Closed

$349,900

($105,505 down)
FHA

2296 W HARMONT Drive, Phoenix, AZ 85021

2
3
1,318 sqft
PITI Monthly
$1,573.32 /mo

Listing courtesy of: Hannah Roth, HomeSmart

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,088 /mo
$1,787 /mo
$29,015 in interest paid off

What's Special

LOCATION
DINING
SPACIOUS
MODERN
PRIVATE BACKYARD
Discover modern living in this stunning two-story townhome in Phoenix's sought-after 23 North community. Built in 2021, this home blends
contemporary design with practical features for a stylish lifestyle. Enjoy a spacious open-concept layout with a sleek kitchen and high-end appliances.
The living and dining areas open to a private backyard, perfect for entertaining. Upstairs, the large master bedroom offers a tranquil retreat, with a
versatile loft and convenient upstairs laundry. The home also includes a two-car garage. Don't miss your chance to own this incredible t... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,573.32/mo
Estimated Loan Balance
$246,958
Cash to close
$105,505
Interest Paid
$29,015

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Other
  • Heating: Electric
Features
  • Materials: See Remarks
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: See Remarks
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style:
Materials
  • See Remarks
  • Roof: See Remarks
Condition
  • Year Built: 2021
Details
  • Builder: JR McDade Company LLC.

Community & HOA

Community
  • Subdivision: 23 NORTH
  • Features: Gated Community, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: 23 North
  • HOA Amenities: Unknown
  • HOA Fee: $164
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $265.48
  • Tax Annual Amount: $1770
  • On Market Date: Aug 22, 2024
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Savings Calculator

Current cash to close is $105,505 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$
0%20%50%

You cover the entire equity of $105,505!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$244,395
Your Cash$105,505
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,088/mo
Traditional @ 7.15%
$1,853/mo
You save $765/month ($9,180/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6744512

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Nov 03, 2024 08:07pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,088 /mo
$1,787 /mo
$29,015 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $105,505 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$
0%20%50%

You cover the entire equity of $105,505!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$244,395
Your Cash$105,505
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,088/mo
Traditional @ 7.15%
$1,853/mo
You save $765/month ($9,180/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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