Property SearchContact
OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
primary-1
primary-2primary-3
Closed
Closed

$510,000

($120,908 down)
FHA

232 Swallow Road, Johnstown, CO 80534

5
3
2,516 sqft
PITI Monthly
$2,632.58 /mo

Listing courtesy of: Debra Elrick, Coates Realty Group, LLC

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,770 /mo
$2,810 /mo
$42,111 in interest paid off

What's Special

LOCATION
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
SAFE
Great price for a newer 5BR, 3 BA home! Built in 2021 this 2 story beauty has a wonderful layout. Kitchen is bright, with white cabinets, beautiful
granite countertops, stainless steel appliances, a pantry and large island/breakfast bar. Dining area opens to both the kitchen and family room.
Bedrooms are all spacious with an amazing primary bedroom that features a walk-in closet and private bath that has great storage and built-in
shelving. The safe in the walk-in closet is included. Laundry is conveniently located on the upper level near all the bedrooms. Current off... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,632.58/mo
Estimated Loan Balance
$418,361
Cash to close
$120,908
Interest Paid
$42,111

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Village FG NO. 1
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $202.7
  • Tax Annual Amount: $4816.62
  • On Market Date: Jul 04, 2024
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $120,908 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$
0%20%50%

You cover the entire equity of $120,908!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$389,092
Your Cash$120,908
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,770/mo
Traditional @ 7.15%
$2,915/mo
You save $1,145/month ($13,740/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1007890

Listing From: recolorado

Last updated: Jun 21, 2024 09:31pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,770 /mo
$2,810 /mo
$42,111 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $120,908 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$
0%20%50%

You cover the entire equity of $120,908!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$389,092
Your Cash$120,908
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,770/mo
Traditional @ 7.15%
$2,915/mo
You save $1,145/month ($13,740/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway HomeServices California Realty
Agent/Broker
Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
Resources
Apply to Assume
Navigate
BuyersSellersRealtorsBlogsContact
Get in Touch
(213) 505-2098berkshiresc@fyremail.net
Powered By UMe.

© 2025 Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices California Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
May, 15 2025

equal-housing

Berkshire Hathaway HomeServices California Realty © 2025 is committed to and abides by the Fair Housing Act of Equal Opportunity.

Terms and ConditionsPrivacy PolicySitemap

Get Started Now

Discover the power of assumable homes

​
​
​
​
I am a...
​
Who referred you?
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now